94125
ZIPSAFMR
San Francisco County, CA
BRFMR
Eff. Rent
0 BR$2,670$2,940
1 BR$3,200$3,520
2 BR$3,870$4,260
3 BR$4,940$5,430
4 BR$5,120$5,630
5 BR$5,888
6 BR$6,771
7 BR$7,787
8 BR$8,955

Purchase Price Calculator

Maximum purchase price
$571,118

Cost breakdown

+Likely effective rent$4,260
HUD FMR$3,870
Market rent$5,690
Est. payment standard (110%)Used$4,260
Estimated payment standard is $4,260 (110% of FMR).
-Principal and interest-$2,888
Loan amount$456,894
Down payment$114,224
Rate6.50%
Term30 years
-Operating costs-$1,172
Property taxes-$571
Insurance-$175
Utilities$0
HOA$0
Management-$426
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$67,483(59.1% ROI)
Projected value
$615,031
Current value$571,118
Return breakdown
Property appreciation+$43,914
Loan principal paid down+$16,369
Rental cash flow+$7,200
5-year hold
+$116,241(101.8% ROI)
Projected value
$646,167
Current value$571,118
Return breakdown
Property appreciation+$75,050
Loan principal paid down+$29,191
Rental cash flow+$12,000
10-year hold
+$253,518(221.9% ROI)
Projected value
$731,079
Current value$571,118
Return breakdown
Property appreciation+$159,961
Loan principal paid down+$69,557
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.85ratio
FMR$2,670
Market$3,150
vs market-$480

FMR is below market; voucher rent may lag private rents.

90% standard$2,403 / 0.76 ratio110% standard$2,937 / 0.93 ratio
0.85
1 BR
1 BR
0.80ratio
FMR$3,200
Market$3,990
vs market-$790

FMR is below market; voucher rent may lag private rents.

90% standard$2,880 / 0.72 ratio110% standard$3,520 / 0.88 ratio
0.80
2 BR
2 BR
0.68ratio
FMR$3,870
Market$5,690
vs market-$1,820

FMR is below market; voucher rent may lag private rents.

90% standard$3,483 / 0.61 ratio110% standard$4,257 / 0.75 ratio
0.68
3 BR
3 BR
0.81ratio
FMR$4,940
Market$6,110
vs market-$1,170

FMR is below market; voucher rent may lag private rents.

90% standard$4,446 / 0.73 ratio110% standard$5,434 / 0.89 ratio
0.81
4 BR
4 BR
0.84ratio
FMR$5,120
Market$6,130
vs market-$1,010

FMR is below market; voucher rent may lag private rents.

90% standard$4,608 / 0.75 ratio110% standard$5,632 / 0.92 ratio
0.84
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94125 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94125 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94125 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,870 and the 4 bedroom fair market rent is $5,120.

Use this page for searches like 94125 FMR, 94125 fair market rent, and 94125 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94125
Bedroom sizeHUD FMR
Studio$2,670
1 bedroom$3,200
2 bedroom$3,870
3 bedroom$4,940
4 bedroom$5,120