94127
ZIPSAFMR
San Francisco County, CA
BRFMR
Eff. Rent
0 BR$2,650$2,220
1 BR$3,250$2,230
2 BR$3,880$4,270
3 BR$4,750$5,230
4 BR$5,170$5,690
5 BR$5,945
6 BR$6,837
7 BR$7,863
8 BR$9,042

Purchase Price Calculator

Maximum purchase price
$572,604

Cost breakdown

+Likely effective rent$4,270
HUD FMR$3,880
Market rent$4,530
Est. payment standard (110%)Used$4,270
Estimated payment standard is $4,270 (110% of FMR).
-Principal and interest-$2,895
Loan amount$458,083
Down payment$114,521
Rate6.50%
Term30 years
-Operating costs-$1,175
Property taxes-$573
Insurance-$175
Utilities$0
HOA$0
Management-$427
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$67,640(59.1% ROI)
Projected value
$616,632
Current value$572,604
Return breakdown
Property appreciation+$44,028
Loan principal paid down+$16,412
Rental cash flow+$7,200
5-year hold
+$116,512(101.7% ROI)
Projected value
$647,849
Current value$572,604
Return breakdown
Property appreciation+$75,245
Loan principal paid down+$29,267
Rental cash flow+$12,000
10-year hold
+$254,115(221.9% ROI)
Projected value
$732,981
Current value$572,604
Return breakdown
Property appreciation+$160,377
Loan principal paid down+$69,738
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.19ratio
FMR$2,650
Market$2,220
vs market+$430

FMR is above market; underwrite to market rent.

90% standard$2,385 / 1.07 ratio110% standard$2,915 / 1.31 ratio
1.19
1 BR
1 BR
1.46ratio
FMR$3,250
Market$2,230
vs market+$1,020

FMR is above market; underwrite to market rent.

90% standard$2,925 / 1.31 ratio110% standard$3,575 / 1.60 ratio
1.46
2 BR
2 BR
0.86ratio
FMR$3,880
Market$4,530
vs market-$650

FMR is below market; voucher rent may lag private rents.

90% standard$3,492 / 0.77 ratio110% standard$4,268 / 0.94 ratio
0.86
3 BR
3 BR
0.80ratio
FMR$4,750
Market$5,920
vs market-$1,170

FMR is below market; voucher rent may lag private rents.

90% standard$4,275 / 0.72 ratio110% standard$5,225 / 0.88 ratio
0.80
4 BR
4 BR
0.69ratio
FMR$5,170
Market$7,520
vs market-$2,350

FMR is below market; voucher rent may lag private rents.

90% standard$4,653 / 0.62 ratio110% standard$5,687 / 0.76 ratio
0.69
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94127 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94127 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94127 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,880 and the 4 bedroom fair market rent is $5,170.

Use this page for searches like 94127 FMR, 94127 fair market rent, and 94127 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94127
Bedroom sizeHUD FMR
Studio$2,650
1 bedroom$3,250
2 bedroom$3,880
3 bedroom$4,750
4 bedroom$5,170