94107
ZIPSAFMR
San Francisco County, CA
BRFMR
Eff. Rent
0 BR$3,240$3,010
1 BR$3,880$3,840
2 BR$4,700$4,900
3 BR$6,000$6,100
4 BR$6,220$6,840
5 BR$7,153
6 BR$8,226
7 BR$9,460
8 BR$10,879

Purchase Price Calculator

Maximum purchase price
$666,222

Cost breakdown

+Likely effective rent$4,900
HUD FMR$4,700
Market rent$5,000
Est. payment standard (104%)Used$4,900
Estimated payment standard is $4,900 (104% of FMR).
-Principal and interest-$3,369
Loan amount$532,977
Down payment$133,244
Rate6.50%
Term30 years
-Operating costs-$1,331
Property taxes-$666
Insurance-$175
Utilities$0
HOA$0
Management-$490
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$77,521(58.2% ROI)
Projected value
$717,448
Current value$666,222
Return breakdown
Property appreciation+$51,226
Loan principal paid down+$19,095
Rental cash flow+$7,200
5-year hold
+$133,599(100.3% ROI)
Projected value
$753,768
Current value$666,222
Return breakdown
Property appreciation+$87,547
Loan principal paid down+$34,052
Rental cash flow+$12,000
10-year hold
+$291,738(218.9% ROI)
Projected value
$852,820
Current value$666,222
Return breakdown
Property appreciation+$186,598
Loan principal paid down+$81,140
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.08ratio
FMR$3,240
Market$3,010
vs market+$230

FMR is near market; voucher and private rents are aligned.

90% standard$2,916 / 0.97 ratio110% standard$3,564 / 1.18 ratio
1.08
1 BR
1 BR
1.01ratio
FMR$3,880
Market$3,840
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$3,492 / 0.91 ratio110% standard$4,268 / 1.11 ratio
1.01
2 BR
2 BR
0.94ratio
FMR$4,700
Market$5,000
vs market-$300

FMR is near market; voucher and private rents are aligned.

90% standard$4,230 / 0.85 ratio110% standard$5,170 / 1.03 ratio
0.94
3 BR
3 BR
0.97ratio
FMR$6,000
Market$6,160
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$5,400 / 0.88 ratio110% standard$6,600 / 1.07 ratio
0.97
4 BR
4 BR
0.77ratio
FMR$6,220
Market$8,110
vs market-$1,890

FMR is below market; voucher rent may lag private rents.

90% standard$5,598 / 0.69 ratio110% standard$6,842 / 0.84 ratio
0.77
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94107 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94107 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94107 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $4,700 and the 4 bedroom fair market rent is $6,220.

Use this page for searches like 94107 FMR, 94107 fair market rent, and 94107 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94107
Bedroom sizeHUD FMR
Studio$3,240
1 bedroom$3,880
2 bedroom$4,700
3 bedroom$6,000
4 bedroom$6,220