94114
ZIPSAFMR
San Francisco County, CA
BRFMR
Eff. Rent
0 BR$2,660$2,720
1 BR$3,190$3,510
2 BR$3,860$4,250
3 BR$4,930$5,420
4 BR$5,110$5,620
5 BR$5,877
6 BR$6,758
7 BR$7,772
8 BR$8,937

Purchase Price Calculator

Maximum purchase price
$569,632

Cost breakdown

+Likely effective rent$4,250
HUD FMR$3,860
Market rent$5,150
Est. payment standard (110%)Used$4,250
Estimated payment standard is $4,250 (110% of FMR).
-Principal and interest-$2,880
Loan amount$455,705
Down payment$113,926
Rate6.50%
Term30 years
-Operating costs-$1,170
Property taxes-$570
Insurance-$175
Utilities$0
HOA$0
Management-$425
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$67,326(59.1% ROI)
Projected value
$613,431
Current value$569,632
Return breakdown
Property appreciation+$43,799
Loan principal paid down+$16,327
Rental cash flow+$7,200
5-year hold
+$115,969(101.8% ROI)
Projected value
$644,486
Current value$569,632
Return breakdown
Property appreciation+$74,854
Loan principal paid down+$29,115
Rental cash flow+$12,000
10-year hold
+$252,921(222.0% ROI)
Projected value
$729,177
Current value$569,632
Return breakdown
Property appreciation+$159,545
Loan principal paid down+$69,376
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.97ratio
FMR$2,660
Market$2,750
vs market-$90

FMR is near market; voucher and private rents are aligned.

90% standard$2,394 / 0.87 ratio110% standard$2,926 / 1.06 ratio
0.97
1 BR
1 BR
0.80ratio
FMR$3,190
Market$3,970
vs market-$780

FMR is below market; voucher rent may lag private rents.

90% standard$2,871 / 0.72 ratio110% standard$3,509 / 0.88 ratio
0.80
2 BR
2 BR
0.75ratio
FMR$3,860
Market$5,150
vs market-$1,290

FMR is below market; voucher rent may lag private rents.

90% standard$3,474 / 0.67 ratio110% standard$4,246 / 0.82 ratio
0.75
3 BR
3 BR
0.64ratio
FMR$4,930
Market$7,730
vs market-$2,800

FMR is below market; voucher rent may lag private rents.

90% standard$4,437 / 0.57 ratio110% standard$5,423 / 0.70 ratio
0.64
4 BR
4 BR
0.60ratio
FMR$5,110
Market$8,580
vs market-$3,470

FMR is below market; voucher rent may lag private rents.

90% standard$4,599 / 0.54 ratio110% standard$5,621 / 0.66 ratio
0.60
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94114 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94114 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94114 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,860 and the 4 bedroom fair market rent is $5,110.

Use this page for searches like 94114 FMR, 94114 fair market rent, and 94114 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94114
Bedroom sizeHUD FMR
Studio$2,660
1 bedroom$3,190
2 bedroom$3,860
3 bedroom$4,930
4 bedroom$5,110