94562
ZIPSAFMR
Napa County, CA
BRFMR
Eff. Rent
0 BR$1,910$1,910
1 BR$2,110$2,320
2 BR$2,770$3,050
3 BR$3,530$3,880
4 BR$4,130$4,540
5 BR$4,750
6 BR$5,462
7 BR$6,281
8 BR$7,223

Purchase Price Calculator

Maximum purchase price
$391,312

Cost breakdown

+Likely effective rent$3,050
HUD FMR$2,770
Market rent$4,180
Est. payment standard (110%)Used$3,050
Estimated payment standard is $3,050 (110% of FMR).
-Principal and interest-$1,979
Loan amount$313,050
Down payment$78,262
Rate6.50%
Term30 years
-Operating costs-$871
Property taxes-$391
Insurance-$175
Utilities$0
HOA$0
Management-$305
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,504(62.0% ROI)
Projected value
$421,401
Current value$391,312
Return breakdown
Property appreciation+$30,088
Loan principal paid down+$11,216
Rental cash flow+$7,200
5-year hold
+$83,422(106.6% ROI)
Projected value
$442,734
Current value$391,312
Return breakdown
Property appreciation+$51,422
Loan principal paid down+$20,001
Rental cash flow+$12,000
10-year hold
+$181,259(231.6% ROI)
Projected value
$500,913
Current value$391,312
Return breakdown
Property appreciation+$109,601
Loan principal paid down+$47,658
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

1 BR
1 BR
0.55ratio
FMR$2,110
Market$3,810
vs market-$1,700

FMR is below market; voucher rent may lag private rents.

90% standard$1,899 / 0.50 ratio110% standard$2,321 / 0.61 ratio
0.55
2 BR
2 BR
0.66ratio
FMR$2,770
Market$4,180
vs market-$1,410

FMR is below market; voucher rent may lag private rents.

90% standard$2,493 / 0.60 ratio110% standard$3,047 / 0.73 ratio
0.66
3 BR
3 BR
0.81ratio
FMR$3,530
Market$4,360
vs market-$830

FMR is below market; voucher rent may lag private rents.

90% standard$3,177 / 0.73 ratio110% standard$3,883 / 0.89 ratio
0.81
4 BR
4 BR
0.70ratio
FMR$4,130
Market$5,890
vs market-$1,760

FMR is below market; voucher rent may lag private rents.

90% standard$3,717 / 0.63 ratio110% standard$4,543 / 0.77 ratio
0.70
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94562 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94562 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94562 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,770 and the 4 bedroom fair market rent is $4,130.

Use this page for searches like 94562 FMR, 94562 fair market rent, and 94562 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94562
Bedroom sizeHUD FMR
Studio$1,910
1 bedroom$2,110
2 bedroom$2,770
3 bedroom$3,530
4 bedroom$4,130