94720
ZIPSAFMR
Alameda County, CA
BRFMR
Eff. Rent
0 BR$2,020$2,100
1 BR$2,250$2,320
2 BR$2,750$3,030
3 BR$3,520$3,870
4 BR$4,170$3,720
5 BR$4,796
6 BR$5,515
7 BR$6,342
8 BR$7,293

Purchase Price Calculator

Maximum purchase price
$388,340

Cost breakdown

+Likely effective rent$3,030
HUD FMR$2,750
Market rent$3,480
Est. payment standard (110%)Used$3,030
Estimated payment standard is $3,030 (110% of FMR).
-Principal and interest-$1,964
Loan amount$310,672
Down payment$77,668
Rate6.50%
Term30 years
-Operating costs-$866
Property taxes-$388
Insurance-$175
Utilities$0
HOA$0
Management-$303
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,190(62.0% ROI)
Projected value
$418,200
Current value$388,340
Return breakdown
Property appreciation+$29,860
Loan principal paid down+$11,131
Rental cash flow+$7,200
5-year hold
+$82,880(106.7% ROI)
Projected value
$439,371
Current value$388,340
Return breakdown
Property appreciation+$51,031
Loan principal paid down+$19,849
Rental cash flow+$12,000
10-year hold
+$180,064(231.8% ROI)
Projected value
$497,108
Current value$388,340
Return breakdown
Property appreciation+$108,768
Loan principal paid down+$47,296
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.94ratio
FMR$2,020
Market$2,150
vs market-$130

FMR is near market; voucher and private rents are aligned.

90% standard$1,818 / 0.85 ratio110% standard$2,222 / 1.03 ratio
0.94
1 BR
1 BR
0.96ratio
FMR$2,250
Market$2,350
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$2,025 / 0.86 ratio110% standard$2,475 / 1.05 ratio
0.96
2 BR
2 BR
0.79ratio
FMR$2,750
Market$3,480
vs market-$730

FMR is below market; voucher rent may lag private rents.

90% standard$2,475 / 0.71 ratio110% standard$3,025 / 0.87 ratio
0.79
3 BR
3 BR
0.81ratio
FMR$3,520
Market$4,340
vs market-$820

FMR is below market; voucher rent may lag private rents.

90% standard$3,168 / 0.73 ratio110% standard$3,872 / 0.89 ratio
0.81
4 BR
4 BR
1.12ratio
FMR$4,170
Market$3,720
vs market+$450

FMR is above market; underwrite to market rent.

90% standard$3,753 / 1.01 ratio110% standard$4,587 / 1.23 ratio
1.12
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94720 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94720 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94720 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,750 and the 4 bedroom fair market rent is $4,170.

Use this page for searches like 94720 FMR, 94720 fair market rent, and 94720 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94720
Bedroom sizeHUD FMR
Studio$2,020
1 bedroom$2,250
2 bedroom$2,750
3 bedroom$3,520
4 bedroom$4,170