94709
ZIPSAFMR
Alameda County, CA
BRFMR
Eff. Rent
0 BR$2,060$2,240
1 BR$2,290$2,470
2 BR$2,800$3,080
3 BR$3,580$3,940
4 BR$4,240$4,660
5 BR$4,876
6 BR$5,607
7 BR$6,449
8 BR$7,416

Purchase Price Calculator

Maximum purchase price
$395,770

Cost breakdown

+Likely effective rent$3,080
HUD FMR$2,800
Market rent$3,630
Est. payment standard (110%)Used$3,080
Estimated payment standard is $3,080 (110% of FMR).
-Principal and interest-$2,001
Loan amount$316,616
Down payment$79,154
Rate6.50%
Term30 years
-Operating costs-$879
Property taxes-$396
Insurance-$175
Utilities$0
HOA$0
Management-$308
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,975(61.9% ROI)
Projected value
$426,201
Current value$395,770
Return breakdown
Property appreciation+$30,431
Loan principal paid down+$11,344
Rental cash flow+$7,200
5-year hold
+$84,236(106.4% ROI)
Projected value
$447,778
Current value$395,770
Return breakdown
Property appreciation+$52,007
Loan principal paid down+$20,229
Rental cash flow+$12,000
10-year hold
+$183,050(231.3% ROI)
Projected value
$506,619
Current value$395,770
Return breakdown
Property appreciation+$110,849
Loan principal paid down+$48,201
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.88ratio
FMR$2,060
Market$2,330
vs market-$270

FMR is below market; voucher rent may lag private rents.

90% standard$1,854 / 0.80 ratio110% standard$2,266 / 0.97 ratio
0.88
1 BR
1 BR
0.89ratio
FMR$2,290
Market$2,560
vs market-$270

FMR is below market; voucher rent may lag private rents.

90% standard$2,061 / 0.81 ratio110% standard$2,519 / 0.98 ratio
0.89
2 BR
2 BR
0.77ratio
FMR$2,800
Market$3,630
vs market-$830

FMR is below market; voucher rent may lag private rents.

90% standard$2,520 / 0.69 ratio110% standard$3,080 / 0.85 ratio
0.77
3 BR
3 BR
0.72ratio
FMR$3,580
Market$4,970
vs market-$1,390

FMR is below market; voucher rent may lag private rents.

90% standard$3,222 / 0.65 ratio110% standard$3,938 / 0.79 ratio
0.72
4 BR
4 BR
0.73ratio
FMR$4,240
Market$5,780
vs market-$1,540

FMR is below market; voucher rent may lag private rents.

90% standard$3,816 / 0.66 ratio110% standard$4,664 / 0.81 ratio
0.73
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94709 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94709 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94709 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,800 and the 4 bedroom fair market rent is $4,240.

Use this page for searches like 94709 FMR, 94709 fair market rent, and 94709 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94709
Bedroom sizeHUD FMR
Studio$2,060
1 bedroom$2,290
2 bedroom$2,800
3 bedroom$3,580
4 bedroom$4,240