94546
ZIPSAFMR
Alameda County, CA
BRFMR
Eff. Rent
0 BR$2,210$1,920
1 BR$2,460$2,330
2 BR$3,000$2,910
3 BR$3,840$3,720
4 BR$4,550$4,620
5 BR$5,233
6 BR$6,017
7 BR$6,920
8 BR$7,958

Purchase Price Calculator

Maximum purchase price
$370,508

Cost breakdown

+Likely effective rent$2,910
HUD FMR$3,000
Market rentUsed$2,910
Est. payment standard (98%)$2,940
Market rent is below the inferred standard ($2,940, 98% of FMR).
-Principal and interest-$1,873
Loan amount$296,407
Down payment$74,102
Rate6.50%
Term30 years
-Operating costs-$837
Property taxes-$371
Insurance-$175
Utilities$0
HOA$0
Management-$291
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,308(62.5% ROI)
Projected value
$398,997
Current value$370,508
Return breakdown
Property appreciation+$28,489
Loan principal paid down+$10,620
Rental cash flow+$7,200
5-year hold
+$79,625(107.5% ROI)
Projected value
$419,196
Current value$370,508
Return breakdown
Property appreciation+$48,688
Loan principal paid down+$18,937
Rental cash flow+$12,000
10-year hold
+$172,898(233.3% ROI)
Projected value
$474,282
Current value$370,508
Return breakdown
Property appreciation+$103,774
Loan principal paid down+$45,125
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.15ratio
FMR$2,210
Market$1,920
vs market+$290

FMR is above market; underwrite to market rent.

90% standard$1,989 / 1.04 ratio110% standard$2,431 / 1.27 ratio
1.15
1 BR
1 BR
1.06ratio
FMR$2,460
Market$2,330
vs market+$130

FMR is near market; voucher and private rents are aligned.

90% standard$2,214 / 0.95 ratio110% standard$2,706 / 1.16 ratio
1.06
2 BR
2 BR
1.03ratio
FMR$3,000
Market$2,910
vs market+$90

FMR is near market; voucher and private rents are aligned.

90% standard$2,700 / 0.93 ratio110% standard$3,300 / 1.13 ratio
1.03
3 BR
3 BR
1.03ratio
FMR$3,840
Market$3,720
vs market+$120

FMR is near market; voucher and private rents are aligned.

90% standard$3,456 / 0.93 ratio110% standard$4,224 / 1.14 ratio
1.03
4 BR
4 BR
0.98ratio
FMR$4,550
Market$4,650
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$4,095 / 0.88 ratio110% standard$5,005 / 1.08 ratio
0.98
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94546 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94546 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94546 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,000 and the 4 bedroom fair market rent is $4,550.

Use this page for searches like 94546 FMR, 94546 fair market rent, and 94546 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94546
Bedroom sizeHUD FMR
Studio$2,210
1 bedroom$2,460
2 bedroom$3,000
3 bedroom$3,840
4 bedroom$4,550