94706
ZIPSAFMR
Alameda County, CA
BRFMR
Eff. Rent
0 BR$2,240$2,150
1 BR$2,500$2,580
2 BR$3,050$3,260
3 BR$3,900$4,260
4 BR$4,620$5,080
5 BR$5,313
6 BR$6,110
7 BR$7,026
8 BR$8,080

Purchase Price Calculator

Maximum purchase price
$422,518

Cost breakdown

+Likely effective rent$3,260
HUD FMR$3,050
Market rent$3,380
Est. payment standard (107%)Used$3,260
Estimated payment standard is $3,260 (107% of FMR).
-Principal and interest-$2,136
Loan amount$338,015
Down payment$84,504
Rate6.50%
Term30 years
-Operating costs-$924
Property taxes-$423
Insurance-$175
Utilities$0
HOA$0
Management-$326
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$51,798(61.3% ROI)
Projected value
$455,006
Current value$422,518
Return breakdown
Property appreciation+$32,488
Loan principal paid down+$12,110
Rental cash flow+$7,200
5-year hold
+$89,118(105.5% ROI)
Projected value
$478,041
Current value$422,518
Return breakdown
Property appreciation+$55,522
Loan principal paid down+$21,596
Rental cash flow+$12,000
10-year hold
+$193,800(229.3% ROI)
Projected value
$540,859
Current value$422,518
Return breakdown
Property appreciation+$118,341
Loan principal paid down+$51,459
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.04ratio
FMR$2,240
Market$2,150
vs market+$90

FMR is near market; voucher and private rents are aligned.

90% standard$2,016 / 0.94 ratio110% standard$2,464 / 1.15 ratio
1.04
1 BR
1 BR
0.95ratio
FMR$2,500
Market$2,620
vs market-$120

FMR is near market; voucher and private rents are aligned.

90% standard$2,250 / 0.86 ratio110% standard$2,750 / 1.05 ratio
0.95
2 BR
2 BR
0.90ratio
FMR$3,050
Market$3,380
vs market-$330

FMR is near market; voucher and private rents are aligned.

90% standard$2,745 / 0.81 ratio110% standard$3,355 / 0.99 ratio
0.90
3 BR
3 BR
0.88ratio
FMR$3,900
Market$4,450
vs market-$550

FMR is below market; voucher rent may lag private rents.

90% standard$3,510 / 0.79 ratio110% standard$4,290 / 0.96 ratio
0.88
4 BR
4 BR
0.84ratio
FMR$4,620
Market$5,530
vs market-$910

FMR is below market; voucher rent may lag private rents.

90% standard$4,158 / 0.75 ratio110% standard$5,082 / 0.92 ratio
0.84
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94706 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94706 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94706 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,050 and the 4 bedroom fair market rent is $4,620.

Use this page for searches like 94706 FMR, 94706 fair market rent, and 94706 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94706
Bedroom sizeHUD FMR
Studio$2,240
1 bedroom$2,500
2 bedroom$3,050
3 bedroom$3,900
4 bedroom$4,620