94541
ZIPSAFMR
Alameda County, CA
BRFMR
Eff. Rent
0 BR$2,100$1,780
1 BR$2,330$1,900
2 BR$2,850$2,740
3 BR$3,640$3,410
4 BR$4,320$3,950
5 BR$4,968
6 BR$5,713
7 BR$6,570
8 BR$7,556

Purchase Price Calculator

Maximum purchase price
$345,246

Cost breakdown

+Likely effective rent$2,740
HUD FMR$2,850
Market rentUsed$2,740
Est. payment standard (97%)$2,780
Market rent is below the inferred standard ($2,780, 97% of FMR).
-Principal and interest-$1,746
Loan amount$276,197
Down payment$69,049
Rate6.50%
Term30 years
-Operating costs-$794
Property taxes-$345
Insurance-$175
Utilities$0
HOA$0
Management-$274
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,642(63.2% ROI)
Projected value
$371,793
Current value$345,246
Return breakdown
Property appreciation+$26,546
Loan principal paid down+$9,895
Rental cash flow+$7,200
5-year hold
+$75,015(108.6% ROI)
Projected value
$390,615
Current value$345,246
Return breakdown
Property appreciation+$45,368
Loan principal paid down+$17,646
Rental cash flow+$12,000
10-year hold
+$162,746(235.7% ROI)
Projected value
$441,945
Current value$345,246
Return breakdown
Property appreciation+$96,698
Loan principal paid down+$42,048
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.18ratio
FMR$2,100
Market$1,780
vs market+$320

FMR is above market; underwrite to market rent.

90% standard$1,890 / 1.06 ratio110% standard$2,310 / 1.30 ratio
1.18
1 BR
1 BR
1.23ratio
FMR$2,330
Market$1,900
vs market+$430

FMR is above market; underwrite to market rent.

90% standard$2,097 / 1.10 ratio110% standard$2,563 / 1.35 ratio
1.23
2 BR
2 BR
1.04ratio
FMR$2,850
Market$2,740
vs market+$110

FMR is near market; voucher and private rents are aligned.

90% standard$2,565 / 0.94 ratio110% standard$3,135 / 1.14 ratio
1.04
3 BR
3 BR
1.07ratio
FMR$3,640
Market$3,410
vs market+$230

FMR is near market; voucher and private rents are aligned.

90% standard$3,276 / 0.96 ratio110% standard$4,004 / 1.17 ratio
1.07
4 BR
4 BR
1.09ratio
FMR$4,320
Market$3,950
vs market+$370

FMR is near market; voucher and private rents are aligned.

90% standard$3,888 / 0.98 ratio110% standard$4,752 / 1.20 ratio
1.09
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94541 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94541 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94541 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,850 and the 4 bedroom fair market rent is $4,320.

Use this page for searches like 94541 FMR, 94541 fair market rent, and 94541 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94541
Bedroom sizeHUD FMR
Studio$2,100
1 bedroom$2,330
2 bedroom$2,850
3 bedroom$3,640
4 bedroom$4,320