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94566

ZIPSAFMR
Alameda County, CA
BRFMR
Eff. Rent
0 BR$2,440$2,150
1 BR$2,720$2,630
2 BR$3,320$3,120
3 BR$4,250$3,990
4 BR$5,030$5,060
5 BR$5,785
6 BR$6,652
7 BR$7,650
8 BR$8,798

Purchase Price Calculator

Maximum purchase price
$401,714

Cost breakdown

+Likely effective rent$3,120
HUD FMR$3,320
Market rentUsed$3,120
Est. payment standard (96%)$3,190
Market rent is below the inferred standard ($3,190, 96% of FMR).
-Principal and interest-$2,031
Loan amount$321,371
Down payment$80,343
Rate6.50%
Term30 years
-Operating costs-$889
Property taxes-$402
Insurance-$175
Utilities$0
HOA$0
Management-$312
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$49,602(61.7% ROI)
Projected value
$432,602
Current value$401,714
Return breakdown
Property appreciation+$30,888
Loan principal paid down+$11,514
Rental cash flow+$7,200
5-year hold
+$85,321(106.2% ROI)
Projected value
$454,503
Current value$401,714
Return breakdown
Property appreciation+$52,789
Loan principal paid down+$20,532
Rental cash flow+$12,000
10-year hold
+$185,439(230.8% ROI)
Projected value
$514,228
Current value$401,714
Return breakdown
Property appreciation+$112,514
Loan principal paid down+$48,925
Rental cash flow+$24,000

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.13ratio
FMR$2,440
Market$2,150
vs market+$290

FMR is above market; underwrite to market rent.

90% standard$2,196 / 1.02 ratio110% standard$2,684 / 1.25 ratio
1.13
1 BR
1 BR
1.03ratio
FMR$2,720
Market$2,630
vs market+$90

FMR is near market; voucher and private rents are aligned.

90% standard$2,448 / 0.93 ratio110% standard$2,992 / 1.14 ratio
1.03
2 BR
2 BR
1.06ratio
FMR$3,320
Market$3,120
vs market+$200

FMR is near market; voucher and private rents are aligned.

90% standard$2,988 / 0.96 ratio110% standard$3,652 / 1.17 ratio
1.06
3 BR
3 BR
1.07ratio
FMR$4,250
Market$3,990
vs market+$260

FMR is near market; voucher and private rents are aligned.

90% standard$3,825 / 0.96 ratio110% standard$4,675 / 1.17 ratio
1.07
4 BR
4 BR
0.99ratio
FMR$5,030
Market$5,080
vs market-$50

FMR is near market; voucher and private rents are aligned.

90% standard$4,527 / 0.89 ratio110% standard$5,533 / 1.09 ratio
0.99
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94566 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94566 fair market rent benchmarks

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94566 shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,320 and the 4 bedroom fair market rent is $5,030.

Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.

FY 2026 Fair Market Rent by bedroom size for 94566
Bedroom sizeHUD FMR
Studio$2,440
1 bedroom$2,720
2 bedroom$3,320
3 bedroom$4,250
4 bedroom$5,030