Skip to main content
Loading page
Alameda County/Hayward/94544

94544

ZIPSAFMR
Alameda County, CA
Zillow

ZIP Investment Score

56Below average

095130300
BRFMR
Eff. Rent
0 BR$2,080$2,080
1 BR$2,290$2,320
2 BR$2,800$2,920
3 BR$3,590$3,570
4 BR$4,240$4,190
5 BR$4,876Not available
6 BR$5,607Not available
7 BR$6,449Not available
8 BR$7,416Not available

Purchase Price Calculator

Maximum purchase price
$371,994

Cost breakdown

+Likely effective rent$2,920
HUD FMR$2,800
Market rent$2,980
Est. payment standard (104%)Used$2,920
-Principal and interest-$1,881
Loan amount$297,595
Down payment$74,399
Rate6.50%
Term30 years
-Operating costs-$839
Property taxes-$372
Insurance-$175
Utilities$0
HOA$0
Management-$292
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,465(62.5% ROI)
Projected value
$400,597
Return breakdown
Property appreciation+$28,603
Loan principal paid down+$10,662
Rental cash flow+$7,200
5-year hold
+$79,897(107.4% ROI)
Projected value
$420,877
Return breakdown
Property appreciation+$48,883
Loan principal paid down+$19,013
Rental cash flow+$12,000
10-year hold
+$173,495(233.2% ROI)
Projected value
$476,184
Return breakdown
Property appreciation+$104,190
Loan principal paid down+$45,306
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

1 BR
0.98
2 BR
0.94
3 BR
1.01
4 BR
1.01
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 94544 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 94544 (Hayward, CA) is $2,800 a month. That is down 1.8% from $2,850 in FY 2026. Hayward is in the Oakland-Fremont, CA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,805. Among 63 ZIP codes in Alameda County, 94544 has the 45th-highest two-bedroom rent (county range $2,630–$3,830). The median county two-bedroom FMR in California is $1,725, so ZIP 94544 is 62% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 94544
BedroomsFY 2027Change90–110% range
Studio$2,080−1.0%$1,872–$2,288
1BR$2,290−1.7%$2,061–$2,519
2BR$2,800−1.8%$2,520–$3,080
3BR$3,590−1.4%$3,231–$3,949
4BR$4,240−1.9%$3,816–$4,664

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 94544
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,080$2,290$2,800$3,590$4,240
FY 2026$2,100$2,330$2,850$3,640$4,320
FY 2025$1,790$2,040$2,480$3,170$3,770
FY 2024$1,700$1,980$2,410$3,110$3,680
FY 2023$1,580$1,880$2,290$2,990$3,530

Two-bedroom rent in nearby Alameda County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 94544
94537$2,810+0.4%
94538$3,540+26.4%
94539$3,800+35.7%
94540$2,810+0.4%
94541$2,770−1.1%
94542$3,060+9.3%
94543$2,810+0.4%
94544Current$2,800—
94545$2,930+4.6%
94546$3,040+8.6%
94550$3,200+14.3%
94551$3,100+10.7%

Questions about ZIP 94544 rents

How much will Section 8 pay for a two-bedroom in ZIP 94544?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,805, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,525 to $3,086 a month; under the ZIP-level Small Area FMR of $2,800 it would be $2,520 to $3,080. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 94544 in?

ZIP 94544 is in the Oakland-Fremont, CA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,805.

How much did fair market rent change in ZIP 94544 for FY 2027?

The two-bedroom FMR fell 1.8%, from $2,850 in FY 2026 to $2,800 in FY 2027. Since FY 2023 it has risen 22.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentHayward, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources