94577
ZIPSAFMR
Alameda County, CA
BRFMR
Eff. Rent
0 BR$2,020$1,690
1 BR$2,250$2,160
2 BR$2,750$2,800
3 BR$3,520$3,510
4 BR$4,170$3,840
5 BR$4,796
6 BR$5,515
7 BR$6,342
8 BR$7,293

Purchase Price Calculator

Maximum purchase price
$354,162

Cost breakdown

+Likely effective rent$2,800
HUD FMR$2,750
Market rent$2,830
Est. payment standard (102%)Used$2,800
Estimated payment standard is $2,800 (102% of FMR).
-Principal and interest-$1,791
Loan amount$283,330
Down payment$70,832
Rate6.50%
Term30 years
-Operating costs-$809
Property taxes-$354
Insurance-$175
Utilities$0
HOA$0
Management-$280
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$44,583(62.9% ROI)
Projected value
$381,394
Current value$354,162
Return breakdown
Property appreciation+$27,232
Loan principal paid down+$10,151
Rental cash flow+$7,200
5-year hold
+$76,642(108.2% ROI)
Projected value
$400,702
Current value$354,162
Return breakdown
Property appreciation+$46,540
Loan principal paid down+$18,102
Rental cash flow+$12,000
10-year hold
+$166,329(234.8% ROI)
Projected value
$453,358
Current value$354,162
Return breakdown
Property appreciation+$99,195
Loan principal paid down+$43,134
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.20ratio
FMR$2,020
Market$1,690
vs market+$330

FMR is above market; underwrite to market rent.

90% standard$1,818 / 1.08 ratio110% standard$2,222 / 1.31 ratio
1.20
1 BR
1 BR
1.04ratio
FMR$2,250
Market$2,160
vs market+$90

FMR is near market; voucher and private rents are aligned.

90% standard$2,025 / 0.94 ratio110% standard$2,475 / 1.15 ratio
1.04
2 BR
2 BR
0.97ratio
FMR$2,750
Market$2,830
vs market-$80

FMR is near market; voucher and private rents are aligned.

90% standard$2,475 / 0.87 ratio110% standard$3,025 / 1.07 ratio
0.97
3 BR
3 BR
1.00ratio
FMR$3,520
Market$3,510
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$3,168 / 0.90 ratio110% standard$3,872 / 1.10 ratio
1.00
4 BR
4 BR
1.09ratio
FMR$4,170
Market$3,840
vs market+$330

FMR is near market; voucher and private rents are aligned.

90% standard$3,753 / 0.98 ratio110% standard$4,587 / 1.19 ratio
1.09
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94577 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94577 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94577 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,750 and the 4 bedroom fair market rent is $4,170.

Use this page for searches like 94577 FMR, 94577 fair market rent, and 94577 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94577
Bedroom sizeHUD FMR
Studio$2,020
1 bedroom$2,250
2 bedroom$2,750
3 bedroom$3,520
4 bedroom$4,170