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Alameda County/Castro Valley/94552

94552

ZIPSAFMR
Alameda County, CA
Zillow

ZIP Investment Score

38Below average

095130300
BRFMR
Eff. Rent
0 BR$2,620$1,970
1 BR$2,870$2,290
2 BR$3,520$2,910
3 BR$4,510$3,870
4 BR$5,330$4,580
5 BR$6,129Not available
6 BR$7,049Not available
7 BR$8,106Not available
8 BR$9,322Not available

Purchase Price Calculator

Maximum purchase price
$370,508

Cost breakdown

+Likely effective rent$2,910
HUD FMR$3,520
Market rentUsed$2,910
Est. payment standard (90%)$3,170
-Principal and interest-$1,873
Loan amount$296,407
Down payment$74,102
Rate6.50%
Term30 years
-Operating costs-$837
Property taxes-$371
Insurance-$175
Utilities$0
HOA$0
Management-$291
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,308(62.5% ROI)
Projected value
$398,997
Return breakdown
Property appreciation+$28,489
Loan principal paid down+$10,620
Rental cash flow+$7,200
5-year hold
+$79,625(107.5% ROI)
Projected value
$419,196
Return breakdown
Property appreciation+$48,688
Loan principal paid down+$18,937
Rental cash flow+$12,000
10-year hold
+$172,898(233.3% ROI)
Projected value
$474,282
Return breakdown
Property appreciation+$103,774
Loan principal paid down+$45,125
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.33
1 BR
1.25
2 BR
1.21
3 BR
1.17
4 BR
1.16
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 94552 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 94552 (Castro Valley, CA) is $3,520 a month. That is up 5.4% from $3,340 in FY 2026. Castro Valley is in the Oakland-Fremont, CA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,805. Among 63 ZIP codes in Alameda County, 94552 has the 7th-highest two-bedroom rent (county range $2,630–$3,830). The median county two-bedroom FMR in California is $1,725, so ZIP 94552 is 104% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 94552
BedroomsFY 2027Change90–110% range
Studio$2,620+6.5%$2,358–$2,882
1BR$2,870+4.7%$2,583–$3,157
2BR$3,520+5.4%$3,168–$3,872
3BR$4,510+5.6%$4,059–$4,961
4BR$5,330+5.3%$4,797–$5,863

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 94552
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,620$2,870$3,520$4,510$5,330
FY 2026$2,460$2,740$3,340$4,270$5,060
FY 2025$2,470$2,880$3,510$4,520$5,350
FY 2024$2,740$3,200$3,890$5,020$5,940
FY 2023$2,490$2,960$3,610$4,720$5,560

Two-bedroom rent in nearby Alameda County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 94552
94541$2,770−21.3%
94542$3,060−13.1%
94543$2,810−20.2%
94544$2,800−20.5%
94545$2,930−16.8%
94546$3,040−13.6%
94550$3,200−9.1%
94551$3,100−11.9%
94552Current$3,520—
94555$3,830+8.8%
94557$2,810−20.2%
94560$3,290−6.5%

Questions about ZIP 94552 rents

How much will Section 8 pay for a two-bedroom in ZIP 94552?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,805, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,525 to $3,086 a month; under the ZIP-level Small Area FMR of $3,520 it would be $3,168 to $3,872. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 94552 in?

ZIP 94552 is in the Oakland-Fremont, CA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,805.

How much did fair market rent change in ZIP 94552 for FY 2027?

The two-bedroom FMR rose 5.4%, from $3,340 in FY 2026 to $3,520 in FY 2027. Since FY 2023 it has fallen 2.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCastro Valley, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources