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Kauai County/Hanalei/96714

96714

ZIPSAFMR
Kauai County, HI
Zillow

ZIP Investment Score

15Below average

095130300
BRFMR
Eff. Rent
0 BR$2,250$2,250
1 BR$2,270$2,270
2 BR$2,970$3,270
3 BR$3,650$3,650
4 BR$4,160$4,580
5 BR$4,784Not available
6 BR$5,502Not available
7 BR$6,327Not available
8 BR$7,276Not available

Purchase Price Calculator

Maximum purchase price
$424,004

Cost breakdown

+Likely effective rent$3,270
HUD FMR$2,970
Market rent$6,080
Est. payment standard (110%)Used$3,270
-Principal and interest-$2,144
Loan amount$339,203
Down payment$84,801
Rate6.50%
Term30 years
-Operating costs-$926
Property taxes-$424
Insurance-$175
Utilities$0
HOA$0
Management-$327
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$51,955(61.3% ROI)
Projected value
$456,606
Return breakdown
Property appreciation+$32,602
Loan principal paid down+$12,153
Rental cash flow+$7,200
5-year hold
+$89,389(105.4% ROI)
Projected value
$479,722
Return breakdown
Property appreciation+$55,718
Loan principal paid down+$21,672
Rental cash flow+$12,000
10-year hold
+$194,397(229.2% ROI)
Projected value
$542,761
Return breakdown
Property appreciation+$118,757
Loan principal paid down+$51,640
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

2 BR
0.49
4 BR
0.59
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 96714 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 96714 (Hanalei, HI) is $2,970 a month. That is down 9.7% from $3,290 in FY 2026. Hanalei is in the Kauai County, HI non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $2,105. Among 17 ZIP codes in Kauai County, 96714 has the 2nd-highest two-bedroom rent (county range $2,100–$3,160). The median county two-bedroom FMR in Hawaii is $2,326, so ZIP 96714 is 28% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 96714
BedroomsFY 2027Change90–110% range
Studio$2,250−9.6%$2,025–$2,475
1BR$2,270−9.6%$2,043–$2,497
2BR$2,970−9.7%$2,673–$3,267
3BR$3,650−9.7%$3,285–$4,015
4BR$4,160−7.1%$3,744–$4,576

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 96714
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,250$2,270$2,970$3,650$4,160
FY 2026$2,490$2,510$3,290$4,040$4,480
FY 2025$1,510$1,630$2,140$2,810$3,330
FY 2024area FMR$1,608$1,805$2,372$3,122$3,693
FY 2023area FMR$1,436$1,632$2,148$2,883$3,509

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Kauai County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 96714
96703$2,310−22.2%
96705$2,100−29.3%
96714Current$2,970—
96715$2,110−29.0%
96716$2,250−24.2%
96722$3,160+6.4%
96741$2,100−29.3%
96746$2,260−23.9%
96747$2,100−29.3%
96751$2,260−23.9%
96752$2,490−16.2%
96754$2,400−19.2%

Questions about ZIP 96714 rents

How much will Section 8 pay for a two-bedroom in ZIP 96714?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $2,105, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,895 to $2,316 a month; under the ZIP-level Small Area FMR of $2,970 it would be $2,673 to $3,267. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 96714 in?

ZIP 96714 is in the Kauai County, HI non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $2,105.

How much did fair market rent change in ZIP 96714 for FY 2027?

The two-bedroom FMR fell 9.7%, from $3,290 in FY 2026 to $2,970 in FY 2027. Since FY 2025 it has risen 38.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentHanalei, HI fair market rentHI statewide rentsWhat is SAFMR?Data sources