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97417

ZIPSAFMR
Douglas County, OR

ZIP Investment Score

71Below average

095130300
BRFMR
Eff. Rent
0 BR$820$900
1 BR$900$990
2 BR$1,180$1,300
3 BR$1,630$1,400
4 BR$1,970$1,360
5 BR$2,266Not available
6 BR$2,605Not available
7 BR$2,996Not available
8 BR$3,446Not available

Purchase Price Calculator

Maximum purchase price
$131,263

Cost breakdown

+Likely effective rent$1,300
HUD FMR$1,180
Market rent$1,410
Est. payment standard (110%)Used$1,300
-Principal and interest-$664
Loan amount$105,010
Down payment$26,253
Rate6.50%
Term30 years
-Operating costs-$436
Property taxes-$131
Insurance-$175
Utilities$0
HOA$0
Management-$130
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,055(80.2% ROI)
Projected value
$141,356
Return breakdown
Property appreciation+$10,093
Loan principal paid down+$3,762
Rental cash flow+$7,200
5-year hold
+$35,958(137.0% ROI)
Projected value
$148,512
Return breakdown
Property appreciation+$17,249
Loan principal paid down+$6,709
Rental cash flow+$12,000
10-year hold
+$76,751(292.4% ROI)
Projected value
$168,028
Return breakdown
Property appreciation+$36,765
Loan principal paid down+$15,987
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.72
1 BR
0.83
2 BR
0.84
3 BR
1.16
4 BR
1.45
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 97417 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 97417 (Canyonville, OR) is $1,180 a month. That is down 2.5% from $1,210 in FY 2026. Canyonville is in the Douglas County, OR non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,212. Among 30 ZIP codes in Douglas County, 97417 is tied for the 14th-highest two-bedroom rent (county range $1,150–$1,570). The median county two-bedroom FMR in Oregon is $1,325, so ZIP 97417 is 11% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 97417
BedroomsFY 2027Change90–110% range
Studio$820−1.2%$738–$902
1BR$900−2.2%$810–$990
2BR$1,180−2.5%$1,062–$1,298
3BR$1,630−3.0%$1,467–$1,793
4BR$1,970−3.0%$1,773–$2,167

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 97417
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$820$900$1,180$1,630$1,970
FY 2026$830$920$1,210$1,680$2,030
FY 2025$750$830$1,090$1,520$1,830
FY 2024area FMR$749$847$1,116$1,585$1,883
FY 2023area FMR$828$941$1,239$1,761$2,092

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Douglas County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 97417
97410$1,160−1.7%
97416$1,150−2.5%
97417Current$1,180—
97424$1,520+28.8%
97429$1,160−1.7%
97432$1,1800.0%
97435$1,170−0.8%
97436$1,160−1.7%
97441$1,150−2.5%
97442$1,150−2.5%
97443$1,150−2.5%
97447$1,150−2.5%

Questions about ZIP 97417 rents

How much will Section 8 pay for a two-bedroom in ZIP 97417?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,212, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,091 to $1,333 a month; under the ZIP-level Small Area FMR of $1,180 it would be $1,062 to $1,298. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 97417 in?

ZIP 97417 is in the Douglas County, OR non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,212.

How much did fair market rent change in ZIP 97417 for FY 2027?

The two-bedroom FMR fell 2.5%, from $1,210 in FY 2026 to $1,180 in FY 2027. Since FY 2025 it has risen 8.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set