IL/Cook County/CHICAGO
CHICAGO, IL
CitySAFMR
Cook County
Found 79 ZIPs
BRFMR
Eff. Rent
0 BR$1,070 – $2,220$1,020 – $2,220
1 BR$1,140 – $2,370$1,140 – $2,370
2 BR$1,290 – $2,670$1,290 – $2,670
3 BR$1,660 – $3,440$1,650 – $3,440
4 BR$1,920 – $3,980$1,920 – $3,980
5 BR$3,001
6 BR$3,452
7 BR$3,969
8 BR$4,565

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.54ratio
FMR$1,450
Market$2,700
vs market-$1,250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 2 ZIPs
0.81–0.82ratio range
Median FMR$1,175
Median Market$1,440
vs market-$265

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 5 ZIPs
0.87–0.90ratio range
Median FMR$2,220
Median Market$2,470
vs market-$250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 11 ZIPs
0.90–0.94ratio range
Median FMR$1,450
Median Market$1,610
vs market-$160

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

11
Studio· 5 ZIPs
0.95–0.98ratio range
Median FMR$1,650
Median Market$1,700
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 5 ZIPs
0.99–1.01ratio range
Median FMR$1,430
Median Market$1,410
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 7 ZIPs
1.03–1.06ratio range
Median FMR$1,270
Median Market$1,210
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 9 ZIPs
1.07–1.10ratio range
Median FMR$1,400
Median Market$1,300
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

9
Studio· 4 ZIPs
1.12–1.15ratio range
Median FMR$1,785
Median Market$1,570
vs market+$215

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 5 ZIPs
1.16–1.19ratio range
Median FMR$1,660
Median Market$1,390
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 2 ZIPs
1.22–1.23ratio range
Median FMR$1,620
Median Market$1,320
vs market+$300

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 15 ZIPs
1.26–1.28ratio range
Median FMR$1,450
Median Market$1,130
vs market+$320

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

15
Studio· 1 ZIP
1.31ratio
FMR$1,740
Market$1,330
vs market+$410

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 3 ZIPs
1.40–1.55ratio range
Median FMR$1,910
Median Market$1,360
vs market+$550

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.54–1.55
1 BR
1 BR· 1 ZIP
0.64ratio
FMR$1,210
Market$1,880
vs market-$670

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.71ratio
FMR$1,550
Market$2,190
vs market-$640

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.73ratio
FMR$1,330
Market$1,820
vs market-$490

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 3 ZIPs
0.78ratio range
Median FMR$2,370
Median Market$3,030
vs market-$660

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 4 ZIPs
0.82–0.86ratio range
Median FMR$2,060
Median Market$2,450
vs market-$390

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 12 ZIPs
0.86–0.89ratio range
Median FMR$1,655
Median Market$1,870
vs market-$215

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

12
1 BR· 14 ZIPs
0.91–0.94ratio range
Median FMR$1,550
Median Market$1,680
vs market-$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

14
1 BR· 7 ZIPs
0.94–0.97ratio range
Median FMR$1,380
Median Market$1,420
vs market-$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

7
1 BR· 8 ZIPs
0.99–1.01ratio range
Median FMR$2,040
Median Market$2,015
vs market+$25

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

8
1 BR· 4 ZIPs
1.02–1.05ratio range
Median FMR$1,575
Median Market$1,525
vs market+$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 4 ZIPs
1.07–1.08ratio range
Median FMR$1,790
Median Market$1,670
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 2 ZIPs
1.11ratio range
Median FMR$1,540
Median Market$1,385
vs market+$155

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 13 ZIPs
1.17ratio range
Median FMR$1,550
Median Market$1,320
vs market+$230

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

13
1 BR· 1 ZIP
1.27ratio
FMR$1,860
Market$1,470
vs market+$390

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 1 ZIP
1.44ratio
FMR$1,920
Market$1,330
vs market+$590

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.64–1.44
2 BR
2 BR· 1 ZIP
0.59ratio
FMR$1,750
Market$2,990
vs market-$1,240

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 4 ZIPs
0.65–0.68ratio range
Median FMR$2,670
Median Market$3,975
vs market-$1,305

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 3 ZIPs
0.69–0.71ratio range
Median FMR$2,670
Median Market$3,830
vs market-$1,160

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 4 ZIPs
0.73–0.77ratio range
Median FMR$2,320
Median Market$3,060
vs market-$740

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 2 ZIPs
0.79–0.80ratio range
Median FMR$2,670
Median Market$3,350
vs market-$680

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 4 ZIPs
0.82–0.85ratio range
Median FMR$1,600
Median Market$1,915
vs market-$315

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 15 ZIPs
0.86–0.90ratio range
Median FMR$1,680
Median Market$1,870
vs market-$190

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

15
2 BR· 15 ZIPs
0.90–0.94ratio range
Median FMR$1,750
Median Market$1,940
vs market-$190

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

15
2 BR· 7 ZIPs
0.94–0.97ratio range
Median FMR$1,520
Median Market$1,570
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 5 ZIPs
0.98–1.02ratio range
Median FMR$2,300
Median Market$2,260
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 2 ZIPs
1.04–1.05ratio range
Median FMR$2,025
Median Market$1,940
vs market+$85

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
1.09ratio
FMR$2,160
Market$1,990
vs market+$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 13 ZIPs
1.25ratio range
Median FMR$1,750
Median Market$1,400
vs market+$350

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

13
0.59–1.25
3 BR
3 BR· 4 ZIPs
0.51–0.57ratio range
Median FMR$3,440
Median Market$6,110
vs market-$2,670

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.66–0.67ratio range
Median FMR$3,440
Median Market$5,180
vs market-$1,740

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.69ratio range
Median FMR$2,595
Median Market$3,745
vs market-$1,150

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 5 ZIPs
0.78–0.81ratio range
Median FMR$3,440
Median Market$4,380
vs market-$940

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 17 ZIPs
0.82–0.86ratio range
Median FMR$2,250
Median Market$2,640
vs market-$390

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

17
3 BR· 5 ZIPs
0.86–0.90ratio range
Median FMR$2,360
Median Market$2,730
vs market-$370

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.91–0.93ratio range
Median FMR$1,820
Median Market$1,980
vs market-$160

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 6 ZIPs
0.94–0.97ratio range
Median FMR$2,220
Median Market$2,325
vs market-$105

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 5 ZIPs
0.98–1.01ratio range
Median FMR$2,370
Median Market$2,360
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 8 ZIPs
1.02–1.06ratio range
Median FMR$1,920
Median Market$1,850
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

8
3 BR· 5 ZIPs
1.07–1.10ratio range
Median FMR$2,770
Median Market$2,590
vs market+$180

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
1.12ratio
FMR$1,960
Market$1,750
vs market+$210

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.17ratio
FMR$2,860
Market$2,450
vs market+$410

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 13 ZIPs
1.22ratio range
Median FMR$2,250
Median Market$1,840
vs market+$410

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

13
0.51–1.22
4 BR
4 BR· 4 ZIPs
0.43–0.57ratio range
Median FMR$3,980
Median Market$7,715
vs market-$3,735

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 2 ZIPs
0.65–0.68ratio range
Median FMR$2,295
Median Market$3,440
vs market-$1,145

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.71ratio
FMR$3,980
Market$5,580
vs market-$1,600

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 2 ZIPs
0.73–0.75ratio range
Median FMR$3,980
Median Market$5,385
vs market-$1,405

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 4 ZIPs
0.78–0.81ratio range
Median FMR$2,560
Median Market$3,200
vs market-$640

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 6 ZIPs
0.82–0.86ratio range
Median FMR$2,435
Median Market$2,865
vs market-$430

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 4 ZIPs
0.86–0.90ratio range
Median FMR$3,455
Median Market$4,010
vs market-$555

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 3 ZIPs
0.90–0.93ratio range
Median FMR$2,730
Median Market$2,940
vs market-$210

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 13 ZIPs
0.95–0.98ratio range
Median FMR$2,280
Median Market$2,370
vs market-$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

13
4 BR· 4 ZIPs
0.99–1.01ratio range
Median FMR$2,285
Median Market$2,305
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 11 ZIPs
1.03–1.05ratio range
Median FMR$2,610
Median Market$2,540
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

11
4 BR· 3 ZIPs
1.06–1.10ratio range
Median FMR$2,980
Median Market$2,760
vs market+$220

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 2 ZIPs
1.15–1.19ratio range
Median FMR$2,970
Median Market$2,525
vs market+$445

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.21ratio
FMR$3,980
Market$3,290
vs market+$690

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 15 ZIPs
1.25–1.29ratio range
Median FMR$2,610
Median Market$2,040
vs market+$570

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

15
4 BR· 1 ZIP
1.39ratio
FMR$3,430
Market$2,470
vs market+$960

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.43–1.39
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for CHICAGO, IL (IL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.