WORCESTER, MA
CityFMR
Worcester County
Found 12 ZIPs
BRFMR
Eff. Rent
0 BR$1,206$1,330
1 BR$1,410$1,550
2 BR$1,749$1,920
3 BR$2,247$2,340 – $2,470
4 BR$2,637$2,650 – $2,900
5 BR$3,033
6 BR$3,487
7 BR$4,011
8 BR$4,612

Purchase Price Calculator

Maximum purchase price
$223,395

Cost breakdown

+Likely effective rent$1,920
HUD FMR$1,749
Market rent$2,420
Est. payment standard (110%)Used$1,920
Estimated payment standard is $1,920 (110% of FMR).
-Principal and interest-$1,130
Loan amount$178,716
Down payment$44,679
Rate6.50%
Term30 years
-Operating costs-$590
Property taxes-$223
Insurance-$175
Utilities$0
HOA$0
Management-$192
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,780(68.9% ROI)
Projected value
$240,572
Current value$223,395
Return breakdown
Property appreciation+$17,177
Loan principal paid down+$6,403
Rental cash flow+$7,200
5-year hold
+$52,774(118.1% ROI)
Projected value
$252,751
Current value$223,395
Return breakdown
Property appreciation+$29,356
Loan principal paid down+$11,418
Rental cash flow+$12,000
10-year hold
+$113,777(254.7% ROI)
Projected value
$285,964
Current value$223,395
Return breakdown
Property appreciation+$62,569
Loan principal paid down+$27,207
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 4 ZIPs
0.57-0.62ratio range
Median FMR$1,206
Median Market$1,980
vs market-$774

FMR is below market; voucher rent may lag private rents.

90% standard$1,085 / 0.55 ratio110% standard$1,327 / 0.67 ratio
4
Studio- 3 ZIPs
0.67-0.68ratio range
Median FMR$1,206
Median Market$1,790
vs market-$584

FMR is below market; voucher rent may lag private rents.

90% standard$1,085 / 0.61 ratio110% standard$1,327 / 0.74 ratio
3
Studio- 4 ZIPs
0.69-0.71ratio range
Median FMR$1,206
Median Market$1,725
vs market-$519

FMR is below market; voucher rent may lag private rents.

90% standard$1,085 / 0.63 ratio110% standard$1,327 / 0.77 ratio
4
Studio- 1 ZIP
0.73ratio
FMR$1,206
Market$1,650
vs market-$444

FMR is below market; voucher rent may lag private rents.

90% standard$1,085 / 0.66 ratio110% standard$1,327 / 0.80 ratio
0.57-0.73
1 BR
1 BR- 1 ZIP
0.60ratio
FMR$1,410
Market$2,350
vs market-$940

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.54 ratio110% standard$1,551 / 0.66 ratio
1 BR- 1 ZIP
0.64ratio
FMR$1,410
Market$2,190
vs market-$780

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.58 ratio110% standard$1,551 / 0.71 ratio
1 BR- 1 ZIP
0.72ratio
FMR$1,410
Market$1,970
vs market-$560

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.64 ratio110% standard$1,551 / 0.79 ratio
1 BR- 7 ZIPs
0.73-0.77ratio range
Median FMR$1,410
Median Market$1,890
vs market-$480

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.67 ratio110% standard$1,551 / 0.82 ratio
7
1 BR- 1 ZIP
0.78ratio
FMR$1,410
Market$1,810
vs market-$400

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.70 ratio110% standard$1,551 / 0.86 ratio
1 BR- 1 ZIP
0.82ratio
FMR$1,410
Market$1,730
vs market-$320

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.73 ratio110% standard$1,551 / 0.90 ratio
0.60-0.82
2 BR
2 BR- 3 ZIPs
0.57-0.63ratio range
Median FMR$1,749
Median Market$3,030
vs market-$1,281

FMR is below market; voucher rent may lag private rents.

90% standard$1,574 / 0.52 ratio110% standard$1,924 / 0.63 ratio
3
2 BR- 2 ZIPs
0.67ratio range
Median FMR$1,749
Median Market$2,600
vs market-$851

FMR is below market; voucher rent may lag private rents.

90% standard$1,574 / 0.61 ratio110% standard$1,924 / 0.74 ratio
2
2 BR- 1 ZIP
0.70ratio
FMR$1,749
Market$2,490
vs market-$741

FMR is below market; voucher rent may lag private rents.

90% standard$1,574 / 0.63 ratio110% standard$1,924 / 0.77 ratio
2 BR- 4 ZIPs
0.74-0.77ratio range
Median FMR$1,749
Median Market$2,335
vs market-$586

FMR is below market; voucher rent may lag private rents.

90% standard$1,574 / 0.67 ratio110% standard$1,924 / 0.82 ratio
4
2 BR- 2 ZIPs
0.79-0.80ratio range
Median FMR$1,749
Median Market$2,205
vs market-$456

FMR is below market; voucher rent may lag private rents.

90% standard$1,574 / 0.71 ratio110% standard$1,924 / 0.87 ratio
2
0.57-0.80
3 BR
3 BR- 3 ZIPs
0.73-0.75ratio range
Median FMR$2,247
Median Market$2,990
vs market-$743

FMR is below market; voucher rent may lag private rents.

90% standard$2,022 / 0.68 ratio110% standard$2,472 / 0.83 ratio
3
3 BR- 3 ZIPs
0.77-0.81ratio range
Median FMR$2,247
Median Market$2,900
vs market-$653

FMR is below market; voucher rent may lag private rents.

90% standard$2,022 / 0.70 ratio110% standard$2,472 / 0.85 ratio
3
3 BR- 4 ZIPs
0.82-0.84ratio range
Median FMR$2,247
Median Market$2,710
vs market-$463

FMR is below market; voucher rent may lag private rents.

90% standard$2,022 / 0.75 ratio110% standard$2,472 / 0.91 ratio
4
3 BR- 1 ZIP
0.88ratio
FMR$2,247
Market$2,550
vs market-$303

FMR is below market; voucher rent may lag private rents.

90% standard$2,022 / 0.79 ratio110% standard$2,472 / 0.97 ratio
3 BR- 1 ZIP
0.94ratio
FMR$2,247
Market$2,390
vs market-$143

FMR is near market; voucher and private rents are aligned.

90% standard$2,022 / 0.85 ratio110% standard$2,472 / 1.03 ratio
0.73-0.94
4 BR
4 BR- 4 ZIPs
0.79-0.81ratio range
Median FMR$2,637
Median Market$3,300
vs market-$663

FMR is below market; voucher rent may lag private rents.

90% standard$2,373 / 0.72 ratio110% standard$2,901 / 0.88 ratio
4
4 BR- 3 ZIPs
0.82-0.86ratio range
Median FMR$2,637
Median Market$3,120
vs market-$483

FMR is below market; voucher rent may lag private rents.

90% standard$2,373 / 0.76 ratio110% standard$2,901 / 0.93 ratio
3
4 BR- 2 ZIPs
0.88-0.89ratio range
Median FMR$2,637
Median Market$2,985
vs market-$348

FMR is below market; voucher rent may lag private rents.

90% standard$2,373 / 0.80 ratio110% standard$2,901 / 0.97 ratio
2
4 BR- 2 ZIPs
0.91-0.94ratio range
Median FMR$2,637
Median Market$2,860
vs market-$223

FMR is near market; voucher and private rents are aligned.

90% standard$2,373 / 0.83 ratio110% standard$2,901 / 1.01 ratio
2
4 BR- 1 ZIP
1.00ratio
FMR$2,637
Market$2,650
vs market-$13

FMR is near market; voucher and private rents are aligned.

90% standard$2,373 / 0.90 ratio110% standard$2,901 / 1.09 ratio
0.79-1.00
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for WORCESTER, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

WORCESTER, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for WORCESTER, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,749 and the 4 bedroom fair market rent is $2,637.

Use this page for searches like WORCESTER, MA FMR, WORCESTER, MA fair market rent, and WORCESTER, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for WORCESTER, MA
Bedroom sizeHUD FMR
Studio$1,206
1 bedroom$1,410
2 bedroom$1,749
3 bedroom$2,247
4 bedroom$2,637