01653
ZIPFMR
Worcester County, MA
BRFMR
Eff. Rent
0 BR$1,206$1,330
1 BR$1,410$1,550
2 BR$1,749$1,920
3 BR$2,247$2,470
4 BR$2,637$2,900
5 BR$3,033
6 BR$3,487
7 BR$4,011
8 BR$4,612

Purchase Price Calculator

Maximum purchase price
$223,395

Cost breakdown

+Likely effective rent$1,920
HUD FMR$1,749
Market rent$2,600
Est. payment standard (110%)Used$1,920
Estimated payment standard is $1,920 (110% of FMR).
-Principal and interest-$1,130
Loan amount$178,716
Down payment$44,679
Rate6.50%
Term30 years
-Operating costs-$590
Property taxes-$223
Insurance-$175
Utilities$0
HOA$0
Management-$192
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,780(68.9% ROI)
Projected value
$240,572
Current value$223,395
Return breakdown
Property appreciation+$17,177
Loan principal paid down+$6,403
Rental cash flow+$7,200
5-year hold
+$52,774(118.1% ROI)
Projected value
$252,751
Current value$223,395
Return breakdown
Property appreciation+$29,356
Loan principal paid down+$11,418
Rental cash flow+$12,000
10-year hold
+$113,777(254.7% ROI)
Projected value
$285,964
Current value$223,395
Return breakdown
Property appreciation+$62,569
Loan principal paid down+$27,207
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.61ratio
FMR$1,206
Market$1,980
vs market-$774

FMR is below market; voucher rent may lag private rents.

90% standard$1,085 / 0.55 ratio110% standard$1,327 / 0.67 ratio
0.61
1 BR
1 BR
0.74ratio
FMR$1,410
Market$1,910
vs market-$500

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.66 ratio110% standard$1,551 / 0.81 ratio
0.74
2 BR
2 BR
0.67ratio
FMR$1,749
Market$2,600
vs market-$851

FMR is below market; voucher rent may lag private rents.

90% standard$1,574 / 0.61 ratio110% standard$1,924 / 0.74 ratio
0.67
3 BR
3 BR
0.75ratio
FMR$2,247
Market$2,990
vs market-$743

FMR is below market; voucher rent may lag private rents.

90% standard$2,022 / 0.68 ratio110% standard$2,472 / 0.83 ratio
0.75
4 BR
4 BR
0.80ratio
FMR$2,637
Market$3,300
vs market-$663

FMR is below market; voucher rent may lag private rents.

90% standard$2,373 / 0.72 ratio110% standard$2,901 / 0.88 ratio
0.80
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 01653 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

01653 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 01653 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,749 and the 4 bedroom fair market rent is $2,637.

Use this page for searches like 01653 FMR, 01653 fair market rent, and 01653 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 01653
Bedroom sizeHUD FMR
Studio$1,206
1 bedroom$1,410
2 bedroom$1,749
3 bedroom$2,247
4 bedroom$2,637