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Clay County, MO
CountySAFMR
Found 30 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$820 – $1,650▲$820 – $1,650
1 BR$900 – $1,800▲$900 – $1,640
2 BR$1,030 – $2,040▲$1,030 – $1,590
3 BR$1,350 – $2,660▲$1,350 – $2,190
4 BR$1,580 – $3,160▲$1,580 – $2,520
5 BR$2,427▲—
6 BR$2,790▲—
7 BR$3,209▲—
8 BR$3,690▲—

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 3 ZIPs
0.44–0.62ratio range
Median FMR$1,090
Median Market$1,940
vs market-$850

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
Studio· 1 ZIP
0.71ratio
FMR$1,170
Market$1,650
vs market-$480

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.73ratio
FMR$1,280
Market$1,750
vs market-$470

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 2 ZIPs
0.79–0.81ratio range
Median FMR$1,050
Median Market$1,315
vs market-$265

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
Studio· 1 ZIP
0.88ratio
FMR$1,100
Market$1,250
vs market-$150

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.90ratio
FMR$820
Market$910
vs market-$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
0.96ratio
FMR$1,260
Market$1,310
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 2 ZIPs
1.01ratio range
Median FMR$1,065
Median Market$1,055
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
Studio· 1 ZIP
1.03ratio
FMR$1,340
Market$1,300
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
1.08ratio
FMR$1,060
Market$980
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 3 ZIPs
1.11–1.13ratio range
Median FMR$1,100
Median Market$990
vs market+$110

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
Studio· 1 ZIP
1.20ratio
FMR$1,200
Market$1,000
vs market+$200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 2 ZIPs
1.21–1.23ratio range
Median FMR$1,175
Median Market$965
vs market+$210

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
Studio· 1 ZIP
1.26ratio
FMR$1,260
Market$1,000
vs market+$260

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 2 ZIPs
1.31–1.32ratio range
Median FMR$1,225
Median Market$930
vs market+$295

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
Studio· 1 ZIP
1.68ratio
FMR$1,650
Market$980
vs market+$670

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.44–1.68
1 BR
1 BR· 1 ZIP
0.48ratio
FMR$960
Market$2,000
vs market-$1,040

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.70ratio
FMR$1,190
Market$1,710
vs market-$520

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.78ratio
FMR$1,270
Market$1,620
vs market-$350

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 4 ZIPs
0.82–0.85ratio range
Median FMR$1,215
Median Market$1,460
vs market-$245

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
1 BR· 1 ZIP
0.95ratio
FMR$960
Market$1,010
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.00ratio
FMR$1,330
Market$1,330
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 3 ZIPs
1.03–1.05ratio range
Median FMR$1,200
Median Market$1,170
vs market+$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
1 BR· 4 ZIPs
1.12–1.14ratio range
Median FMR$1,200
Median Market$1,050
vs market+$150

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4
1 BR· 4 ZIPs
1.16–1.19ratio range
Median FMR$1,255
Median Market$1,060
vs market+$195

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4
1 BR· 2 ZIPs
1.28–1.29ratio range
Median FMR$1,400
Median Market$1,090
vs market+$310

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
1 BR· 1 ZIP
1.34ratio
FMR$1,250
Market$930
vs market+$320

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 1 ZIP
1.65ratio
FMR$1,800
Market$1,090
vs market+$710

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.48–1.65
2 BR
2 BR· 1 ZIP
0.55ratio
FMR$1,090
Market$1,980
vs market-$890

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.73ratio
FMR$1,350
Market$1,860
vs market-$510

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.77ratio
FMR$1,030
Market$1,340
vs market-$310

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 2 ZIPs
0.83–0.85ratio range
Median FMR$1,380
Median Market$1,645
vs market-$265

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2
2 BR· 1 ZIP
0.86ratio
FMR$1,090
Market$1,270
vs market-$180

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 3 ZIPs
0.90–0.92ratio range
Median FMR$1,460
Median Market$1,590
vs market-$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
2 BR· 2 ZIPs
1.01ratio range
Median FMR$1,385
Median Market$1,375
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 4 ZIPs
1.03–1.05ratio range
Median FMR$1,360
Median Market$1,300
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
2 BR· 2 ZIPs
1.06–1.09ratio range
Median FMR$1,540
Median Market$1,430
vs market+$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
2 BR· 1 ZIP
1.11ratio
FMR$1,360
Market$1,230
vs market+$130

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 3 ZIPs
1.16–1.18ratio range
Median FMR$1,420
Median Market$1,200
vs market+$220

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3
2 BR· 2 ZIPs
1.32–1.33ratio range
Median FMR$1,585
Median Market$1,195
vs market+$390

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
2 BR· 1 ZIP
1.56ratio
FMR$2,040
Market$1,310
vs market+$730

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.55–1.56
3 BR
3 BR· 1 ZIP
0.68ratio
FMR$1,420
Market$2,100
vs market-$680

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.71ratio
FMR$1,350
Market$1,890
vs market-$540

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.80ratio
FMR$1,420
Market$1,770
vs market-$350

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.85ratio range
Median FMR$1,770
Median Market$2,080
vs market-$310

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 4 ZIPs
0.87–0.90ratio range
Median FMR$1,825
Median Market$2,065
vs market-$240

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
3 BR· 3 ZIPs
0.91–0.93ratio range
Median FMR$1,770
Median Market$1,910
vs market-$140

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
3 BR· 5 ZIPs
0.94–0.97ratio range
Median FMR$1,940
Median Market$2,010
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

5
3 BR· 1 ZIP
1.00ratio
FMR$1,850
Market$1,850
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
1.02–1.04ratio range
Median FMR$1,890
Median Market$1,830
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
1.07ratio
FMR$2,160
Market$2,020
vs market+$140

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 1 ZIP
1.17ratio
FMR$2,100
Market$1,800
vs market+$300

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.24ratio
FMR$2,030
Market$1,640
vs market+$390

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.30ratio
FMR$2,660
Market$2,040
vs market+$620

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.68–1.30
4 BR
4 BR· 1 ZIP
0.69ratio
FMR$1,580
Market$2,290
vs market-$710

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 2 ZIPs
0.73–0.76ratio range
Median FMR$1,690
Median Market$2,255
vs market-$565

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 4 ZIPs
0.88–0.90ratio range
Median FMR$2,110
Median Market$2,370
vs market-$260

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
4 BR· 4 ZIPs
0.90–0.93ratio range
Median FMR$2,185
Median Market$2,400
vs market-$215

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
4 BR· 7 ZIPs
0.94–0.98ratio range
Median FMR$2,310
Median Market$2,450
vs market-$140

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

7
4 BR· 1 ZIP
1.02ratio
FMR$2,200
Market$2,160
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
1.07ratio
FMR$2,490
Market$2,320
vs market+$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 2 ZIPs
1.12–1.13ratio range
Median FMR$2,245
Median Market$2,000
vs market+$245

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 2 ZIPs
1.27–1.28ratio range
Median FMR$2,790
Median Market$2,185
vs market+$605

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.69–1.28
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Clay County, MO (MO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
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