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64158

ZIPSAFMR
Jackson County, MO

ZIP Investment Score

90Below average

095130300
BRFMR
Eff. Rent
0 BR$1,530$990
1 BR$1,660$1,100
2 BR$1,880$1,220
3 BR$2,460$1,800
4 BR$2,940$2,320
5 BR$3,381Not available
6 BR$3,888Not available
7 BR$4,471Not available
8 BR$5,142Not available

Purchase Price Calculator

Maximum purchase price
$119,375

Cost breakdown

+Likely effective rent$1,220
HUD FMR$1,880
Market rentUsed$1,220
Est. payment standard (90%)$1,690
-Principal and interest-$604
Loan amount$95,500
Down payment$23,875
Rate6.50%
Term30 years
-Operating costs-$416
Property taxes-$119
Insurance-$175
Utilities$0
HOA$0
Management-$122
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,800(82.9% ROI)
Projected value
$128,554
Return breakdown
Property appreciation+$9,179
Loan principal paid down+$3,422
Rental cash flow+$7,200
5-year hold
+$33,788(141.5% ROI)
Projected value
$135,062
Return breakdown
Property appreciation+$15,687
Loan principal paid down+$6,102
Rental cash flow+$12,000
10-year hold
+$71,974(301.5% ROI)
Projected value
$152,810
Return breakdown
Property appreciation+$33,435
Loan principal paid down+$14,539
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.55
1 BR
1.51
2 BR
1.54
3 BR
1.37
4 BR
1.27
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 64158 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 64158 (Kansas City, MO) is $1,880 a month. That is up 16.8% from $1,610 in FY 2026. Kansas City is in the Kansas City, MO-KS HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 70 ZIP codes in Jackson County, 64158 is tied for the 9th-highest two-bedroom rent (county range $980–$2,230). The median county two-bedroom FMR in Missouri is $962, so ZIP 64158 is 95% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 64158
BedroomsFY 2027Change90–110% range
Studio$1,530+17.7%$1,377–$1,683
1BR$1,660+16.9%$1,494–$1,826
2BR$1,880+16.8%$1,692–$2,068
3BR$2,460+17.1%$2,214–$2,706
4BR$2,940+18.1%$2,646–$3,234

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 64158
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,530$1,660$1,880$2,460$2,940
FY 2026$1,300$1,420$1,610$2,100$2,490
FY 2025$1,260$1,390$1,580$2,060$2,440
FY 2024$1,140$1,270$1,450$1,900$2,230
FY 2023$970$1,100$1,280$1,680$1,950

Two-bedroom rent in nearby Jackson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 64158
64137$1,430−23.9%
64138$1,440−23.4%
64139$2,120+12.8%
64141$1,480−21.3%
64145$1,8800.0%
64146$2,130+13.3%
64147$1,530−18.6%
64148$1,480−21.3%
64149$1,810−3.7%
64158Current$1,880—
64170$1,480−21.3%
64171$1,480−21.3%

Questions about ZIP 64158 rents

How much will Section 8 pay for a two-bedroom in ZIP 64158?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,880, that basic range is $1,692 to $2,068 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 64158 in?

ZIP 64158 is in the Kansas City, MO-KS HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 64158 for FY 2027?

The two-bedroom FMR rose 16.8%, from $1,610 in FY 2026 to $1,880 in FY 2027. Since FY 2023 it has risen 46.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set