03032
ZIPFMR
Rockingham County, NH
BRFMR
Eff. Rent
0 BR$1,565$1,720
1 BR$1,730$1,900
2 BR$2,270$2,380
3 BR$2,722$2,820
4 BR$3,006$3,110
5 BR$3,457
6 BR$3,975
7 BR$4,572
8 BR$5,258

Purchase Price Calculator

Maximum purchase price
$291,751

Cost breakdown

+Likely effective rent$2,380
HUD FMR$2,270
Market rent$2,440
Est. payment standard (105%)Used$2,380
Estimated payment standard is $2,380 (105% of FMR).
-Principal and interest-$1,475
Loan amount$233,400
Down payment$58,350
Rate6.50%
Term30 years
-Operating costs-$705
Property taxes-$292
Insurance-$175
Utilities$0
HOA$0
Management-$238
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,995(65.1% ROI)
Projected value
$314,183
Current value$291,751
Return breakdown
Property appreciation+$22,433
Loan principal paid down+$8,362
Rental cash flow+$7,200
5-year hold
+$65,250(111.8% ROI)
Projected value
$330,089
Current value$291,751
Return breakdown
Property appreciation+$38,338
Loan principal paid down+$14,912
Rental cash flow+$12,000
10-year hold
+$141,247(242.1% ROI)
Projected value
$373,465
Current value$291,751
Return breakdown
Property appreciation+$81,715
Loan principal paid down+$35,533
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.86ratio
FMR$1,565
Market$1,810
vs market-$245

FMR is below market; voucher rent may lag private rents.

90% standard$1,409 / 0.78 ratio110% standard$1,722 / 0.95 ratio
0.86
1 BR
1 BR
0.83ratio
FMR$1,730
Market$2,090
vs market-$360

FMR is below market; voucher rent may lag private rents.

90% standard$1,557 / 0.74 ratio110% standard$1,903 / 0.91 ratio
0.83
2 BR
2 BR
0.93ratio
FMR$2,270
Market$2,440
vs market-$170

FMR is near market; voucher and private rents are aligned.

90% standard$2,043 / 0.84 ratio110% standard$2,497 / 1.02 ratio
0.93
3 BR
3 BR
0.95ratio
FMR$2,722
Market$2,870
vs market-$148

FMR is near market; voucher and private rents are aligned.

90% standard$2,450 / 0.85 ratio110% standard$2,994 / 1.04 ratio
0.95
4 BR
4 BR
0.95ratio
FMR$3,006
Market$3,160
vs market-$154

FMR is near market; voucher and private rents are aligned.

90% standard$2,705 / 0.86 ratio110% standard$3,307 / 1.05 ratio
0.95
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 03032 (NH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

03032 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 03032 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,270 and the 4 bedroom fair market rent is $3,006.

Use this page for searches like 03032 FMR, 03032 fair market rent, and 03032 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 03032
Bedroom sizeHUD FMR
Studio$1,565
1 bedroom$1,730
2 bedroom$2,270
3 bedroom$2,722
4 bedroom$3,006