03857
ZIPFMR
Rockingham County, NH
BRFMR
Eff. Rent
0 BR$1,565$1,670
1 BR$1,730$1,870
2 BR$2,270$2,350
3 BR$2,722$2,760
4 BR$3,006$3,110
5 BR$3,457
6 BR$3,975
7 BR$4,572
8 BR$5,258

Purchase Price Calculator

Maximum purchase price
$287,293

Cost breakdown

+Likely effective rent$2,350
HUD FMR$2,270
Market rent$2,400
Est. payment standard (104%)Used$2,350
Estimated payment standard is $2,350 (104% of FMR).
-Principal and interest-$1,453
Loan amount$229,834
Down payment$57,459
Rate6.50%
Term30 years
-Operating costs-$697
Property taxes-$287
Insurance-$175
Utilities$0
HOA$0
Management-$235
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,525(65.3% ROI)
Projected value
$309,383
Current value$287,293
Return breakdown
Property appreciation+$22,090
Loan principal paid down+$8,234
Rental cash flow+$7,200
5-year hold
+$64,437(112.1% ROI)
Projected value
$325,045
Current value$287,293
Return breakdown
Property appreciation+$37,753
Loan principal paid down+$14,684
Rental cash flow+$12,000
10-year hold
+$139,456(242.7% ROI)
Projected value
$367,759
Current value$287,293
Return breakdown
Property appreciation+$80,466
Loan principal paid down+$34,990
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.91ratio
FMR$1,565
Market$1,720
vs market-$155

FMR is near market; voucher and private rents are aligned.

90% standard$1,409 / 0.82 ratio110% standard$1,722 / 1.00 ratio
0.91
1 BR
1 BR
0.89ratio
FMR$1,730
Market$1,950
vs market-$220

FMR is below market; voucher rent may lag private rents.

90% standard$1,557 / 0.80 ratio110% standard$1,903 / 0.98 ratio
0.89
2 BR
2 BR
0.95ratio
FMR$2,270
Market$2,400
vs market-$130

FMR is near market; voucher and private rents are aligned.

90% standard$2,043 / 0.85 ratio110% standard$2,497 / 1.04 ratio
0.95
3 BR
3 BR
0.98ratio
FMR$2,722
Market$2,780
vs market-$58

FMR is near market; voucher and private rents are aligned.

90% standard$2,450 / 0.88 ratio110% standard$2,994 / 1.08 ratio
0.98
4 BR
4 BR
0.95ratio
FMR$3,006
Market$3,170
vs market-$164

FMR is near market; voucher and private rents are aligned.

90% standard$2,705 / 0.85 ratio110% standard$3,307 / 1.04 ratio
0.95
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 03857 (NH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

03857 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 03857 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,270 and the 4 bedroom fair market rent is $3,006.

Use this page for searches like 03857 FMR, 03857 fair market rent, and 03857 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 03857
Bedroom sizeHUD FMR
Studio$1,565
1 bedroom$1,730
2 bedroom$2,270
3 bedroom$2,722
4 bedroom$3,006