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Merrimack County/Goffstown/03045

03045

ZIPSAFMR
Merrimack County, NH
Zillow

ZIP Investment Score

47Below average

095130300
BRFMR
Eff. Rent
0 BR$1,520$1,670
1 BR$1,670$1,840
2 BR$2,180$2,400
3 BR$2,600$2,680
4 BR$2,870$3,110
5 BR$3,300Not available
6 BR$3,796Not available
7 BR$4,365Not available
8 BR$5,020Not available

Purchase Price Calculator

Maximum purchase price
$294,723

Cost breakdown

+Likely effective rent$2,400
HUD FMR$2,180
Market rent$2,520
Est. payment standard (110%)Used$2,400
-Principal and interest-$1,490
Loan amount$235,778
Down payment$58,945
Rate6.50%
Term30 years
-Operating costs-$710
Property taxes-$295
Insurance-$175
Utilities$0
HOA$0
Management-$240
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,309(65.0% ROI)
Projected value
$317,384
Return breakdown
Property appreciation+$22,661
Loan principal paid down+$8,447
Rental cash flow+$7,200
5-year hold
+$65,793(111.6% ROI)
Projected value
$333,451
Return breakdown
Property appreciation+$38,729
Loan principal paid down+$15,064
Rental cash flow+$12,000
10-year hold
+$142,442(241.7% ROI)
Projected value
$377,270
Return breakdown
Property appreciation+$82,547
Loan principal paid down+$35,895
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.63
1 BR
0.85
2 BR
0.87
3 BR
0.96
4 BR
0.89
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 03045 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 03045 (Goffstown, NH) is $2,180 a month. That is up 1.9% from $2,140 in FY 2026. Goffstown is in the Merrimack County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,800. Among 42 ZIP codes in Merrimack County, 03045 has the 6th-highest two-bedroom rent (county range $1,690–$2,460). The median county two-bedroom FMR in New Hampshire is $1,727, so ZIP 03045 is 26% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03045
BedroomsFY 2027Change90–110% range
Studio$1,520+2.7%$1,368–$1,672
1BR$1,670+2.5%$1,503–$1,837
2BR$2,180+1.9%$1,962–$2,398
3BR$2,600+1.2%$2,340–$2,860
4BR$2,870+1.1%$2,583–$3,157

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03045
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,520$1,670$2,180$2,600$2,870
FY 2026$1,480$1,630$2,140$2,570$2,840
FY 2025$1,390$1,550$2,030$2,450$2,690
FY 2024$1,210$1,360$1,790$2,160$2,390
FY 2023$1,110$1,250$1,630$1,980$2,230

Two-bedroom rent in nearby Merrimack County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 03045
03034$2,120−2.8%
03037$2,230+2.3%
03045Current$2,180—
03046$1,880−13.8%
03102$2,120−2.8%
03104$2,130−2.3%
03106$2,200+0.9%
03216$1,780−18.3%
03220$1,780−18.3%
03221$2,030−6.9%
03224$1,780−18.3%
03229$1,780−18.3%

Questions about ZIP 03045 rents

How much will Section 8 pay for a two-bedroom in ZIP 03045?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,800, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,620 to $1,980 a month; under the ZIP-level Small Area FMR of $2,180 it would be $1,962 to $2,398. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03045 in?

ZIP 03045 is in the Merrimack County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,800.

How much did fair market rent change in ZIP 03045 for FY 2027?

The two-bedroom FMR rose 1.9%, from $2,140 in FY 2026 to $2,180 in FY 2027. Since FY 2023 it has risen 33.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentGoffstown, NH fair market rentNH statewide rentsWhat is SAFMR?Data sources