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Hillsborough County/New Ipswich/03071

03071

ZIPSAFMR
Hillsborough County, NH
Zillow

ZIP Investment Score

51Below average

095130300
BRFMR
Eff. Rent
0 BR$1,330$1,330
1 BR$1,510$1,510
2 BR$1,920$1,920
3 BR$2,540$2,540
4 BR$2,710$2,710
5 BR$3,116Not available
6 BR$3,584Not available
7 BR$4,122Not available
8 BR$4,740Not available

Purchase Price Calculator

Maximum purchase price
$223,395

Cost breakdown

+Likely effective rent$1,920
HUD FMRUsed$1,920
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,130
Loan amount$178,716
Down payment$44,679
Rate6.50%
Term30 years
-Operating costs-$590
Property taxes-$223
Insurance-$175
Utilities$0
HOA$0
Management-$192
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,780(68.9% ROI)
Projected value
$240,572
Return breakdown
Property appreciation+$17,177
Loan principal paid down+$6,403
Rental cash flow+$7,200
5-year hold
+$52,774(118.1% ROI)
Projected value
$252,751
Return breakdown
Property appreciation+$29,356
Loan principal paid down+$11,418
Rental cash flow+$12,000
10-year hold
+$113,777(254.7% ROI)
Projected value
$285,964
Return breakdown
Property appreciation+$62,569
Loan principal paid down+$27,207
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 03071 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 03071 (New Ipswich, NH) is $1,920 a month. That is unchanged from FY 2026. New Ipswich is in the Nashua, NH HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,239. Among 43 ZIP codes in Hillsborough County, 03071 is tied for the 33rd-highest two-bedroom rent (county range $1,550–$3,360). The median county two-bedroom FMR in New Hampshire is $1,727, so ZIP 03071 is 11% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03071
BedroomsFY 2027Change90–110% range
Studio$1,330+0.8%$1,197–$1,463
1BR$1,510+3.4%$1,359–$1,661
2BR$1,9200.0%$1,728–$2,112
3BR$2,540−0.4%$2,286–$2,794
4BR$2,710−2.5%$2,439–$2,981

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03071
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,330$1,510$1,920$2,540$2,710
FY 2026$1,320$1,460$1,920$2,550$2,780
FY 2025$1,200$1,350$1,770$2,280$2,470
FY 2024$1,100$1,230$1,620$2,080$2,240
FY 2023$1,220$1,300$1,660$2,090$2,360

Two-bedroom rent in nearby Hillsborough County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 03071
03057$2,160+12.5%
03060$2,160+12.5%
03061$2,110+9.9%
03062$2,460+28.1%
03063$2,460+28.1%
03064$2,100+9.4%
03070$1,9200.0%
03071Current$1,920—
03076$2,050+6.8%
03082$2,330+21.4%
03084$1,980+3.1%
03086$1,9200.0%

Questions about ZIP 03071 rents

How much will Section 8 pay for a two-bedroom in ZIP 03071?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,239, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,015 to $2,463 a month; under the ZIP-level Small Area FMR of $1,920 it would be $1,728 to $2,112. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03071 in?

ZIP 03071 is in the Nashua, NH HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,239.

How much did fair market rent change in ZIP 03071 for FY 2027?

The two-bedroom FMR was unchanged at $1,920 in FY 2027. Since FY 2023 it has risen 15.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentNew Ipswich, NH fair market rentNH statewide rentsWhat is SAFMR?Data sources