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03049

ZIPSAFMR
Hillsborough County, NH

ZIP Investment Score

44Below average

095130300
BRFMR
Eff. Rent
0 BR$1,560$1,720
1 BR$1,810$1,990
2 BR$2,240$2,420
3 BR$2,900$3,150
4 BR$3,170$3,490
5 BR$3,645Not available
6 BR$4,192Not available
7 BR$4,821Not available
8 BR$5,544Not available

Purchase Price Calculator

Maximum purchase price
$297,695

Cost breakdown

+Likely effective rent$2,420
HUD FMR$2,240
Market rent$2,520
Est. payment standard (108%)Used$2,420
-Principal and interest-$1,505
Loan amount$238,156
Down payment$59,539
Rate6.50%
Term30 years
-Operating costs-$715
Property taxes-$298
Insurance-$175
Utilities$0
HOA$0
Management-$242
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,622(64.9% ROI)
Projected value
$320,584
Return breakdown
Property appreciation+$22,890
Loan principal paid down+$8,533
Rental cash flow+$7,200
5-year hold
+$66,335(111.4% ROI)
Projected value
$336,814
Return breakdown
Property appreciation+$39,120
Loan principal paid down+$15,216
Rental cash flow+$12,000
10-year hold
+$143,636(241.2% ROI)
Projected value
$381,074
Return breakdown
Property appreciation+$83,380
Loan principal paid down+$36,257
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.65
1 BR
0.81
2 BR
0.89
3 BR
0.88
4 BR
0.85
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 03049 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 03049 (Hollis, NH) is $2,240 a month. That is down 1.8% from $2,280 in FY 2026. Hollis is in the Nashua, NH HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,239. Among 43 ZIP codes in Hillsborough County, 03049 is tied for the 11th-highest two-bedroom rent (county range $1,550–$3,360). The median county two-bedroom FMR in New Hampshire is $1,727, so ZIP 03049 is 30% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03049
BedroomsFY 2027Change90–110% range
Studio$1,560−0.6%$1,404–$1,716
1BR$1,810+1.1%$1,629–$1,991
2BR$2,240−1.8%$2,016–$2,464
3BR$2,900−4.3%$2,610–$3,190
4BR$3,170−1.6%$2,853–$3,487

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03049
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,560$1,810$2,240$2,900$3,170
FY 2026$1,570$1,790$2,280$3,030$3,220
FY 2025$1,670$1,850$2,430$3,230$3,430
FY 2024$1,590$1,780$2,340$3,020$3,270
FY 2023$1,490$1,690$2,230$2,860$3,090

Two-bedroom rent in nearby Hillsborough County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 03049
03043$2,000−10.7%
03045$2,180−2.7%
03047$1,650−26.3%
03048$1,920−14.3%
03049Current$2,240—
03051$2,2400.0%
03052$2,870+28.1%
03054$2,460+9.8%
03055$2,120−5.4%
03057$2,160−3.6%
03060$2,160−3.6%
03061$2,110−5.8%

Questions about ZIP 03049 rents

How much will Section 8 pay for a two-bedroom in ZIP 03049?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,239, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,015 to $2,463 a month; under the ZIP-level Small Area FMR of $2,240 it would be $2,016 to $2,464. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03049 in?

ZIP 03049 is in the Nashua, NH HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,239.

How much did fair market rent change in ZIP 03049 for FY 2027?

The two-bedroom FMR fell 1.8%, from $2,280 in FY 2026 to $2,240 in FY 2027. Since FY 2023 it has risen 0.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set