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03751

ZIPSAFMR
Sullivan County, NH

ZIP Investment Score

65Below average

095130300
BRFMR
Eff. Rent
0 BR$1,450$1,600
1 BR$1,590$1,750
2 BR$2,080$2,290
3 BR$2,860$2,630
4 BR$3,140$3,170
5 BR$3,611Not available
6 BR$4,153Not available
7 BR$4,776Not available
8 BR$5,492Not available

Purchase Price Calculator

Maximum purchase price
$278,377

Cost breakdown

+Likely effective rent$2,290
HUD FMR$2,080
Market rent$2,410
Est. payment standard (110%)Used$2,290
-Principal and interest-$1,408
Loan amount$222,701
Down payment$55,675
Rate6.50%
Term30 years
-Operating costs-$682
Property taxes-$278
Insurance-$175
Utilities$0
HOA$0
Management-$229
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,583(65.7% ROI)
Projected value
$299,781
Return breakdown
Property appreciation+$21,405
Loan principal paid down+$7,979
Rental cash flow+$7,200
5-year hold
+$62,809(112.8% ROI)
Projected value
$314,958
Return breakdown
Property appreciation+$36,581
Loan principal paid down+$14,228
Rental cash flow+$12,000
10-year hold
+$135,873(244.0% ROI)
Projected value
$356,346
Return breakdown
Property appreciation+$77,969
Loan principal paid down+$33,904
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.67
1 BR
0.74
2 BR
0.86
3 BR
1.09
4 BR
0.99
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 03751 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 03751 (Georges Mills, NH) is $2,080 a month. That is down 10.0% from $2,310 in FY 2026. Georges Mills is in the Sullivan County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,596. Among 22 ZIP codes in Sullivan County, 03751 has the 6th-highest two-bedroom rent (county range $1,580–$2,390). The median county two-bedroom FMR in New Hampshire is $1,727, so ZIP 03751 is 20% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03751
BedroomsFY 2027Change90–110% range
Studio$1,450−9.9%$1,305–$1,595
1BR$1,590−9.7%$1,431–$1,749
2BR$2,080−10.0%$1,872–$2,288
3BR$2,860−9.8%$2,574–$3,146
4BR$3,140−9.8%$2,826–$3,454

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03751
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,450$1,590$2,080$2,860$3,140
FY 2026$1,610$1,760$2,310$3,170$3,480
FY 2025$1,280$1,420$1,860$2,480$2,670
FY 2024area FMR$947$987$1,297$1,623$1,849
FY 2023area FMR$913$960$1,264$1,570$1,804

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Sullivan County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 03751
03743$1,580−24.0%
03745$2,010−3.4%
03746$1,600−23.1%
03748$1,960−5.8%
03751Current$2,080—
03752$2,390+14.9%
03753$1,960−5.8%
03754$1,600−23.1%
03770$2,390+14.9%
03773$1,830−12.0%
03781$2,210+6.3%
03782$2,190+5.3%

Questions about ZIP 03751 rents

How much will Section 8 pay for a two-bedroom in ZIP 03751?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,596, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,436 to $1,756 a month; under the ZIP-level Small Area FMR of $2,080 it would be $1,872 to $2,288. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03751 in?

ZIP 03751 is in the Sullivan County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,596.

How much did fair market rent change in ZIP 03751 for FY 2027?

The two-bedroom FMR fell 10.0%, from $2,310 in FY 2026 to $2,080 in FY 2027. Since FY 2025 it has risen 11.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set