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Orange County/Randolph/05060

05060

ZIPSAFMR
Orange County, VT
Zillow

ZIP Investment Score

55Below average

095130300
BRFMR
Eff. Rent
0 BR$1,050$1,050
1 BR$1,240$1,240
2 BR$1,420$1,420
3 BR$1,810$1,810
4 BR$1,920$1,920
5 BR$2,208Not available
6 BR$2,539Not available
7 BR$2,920Not available
8 BR$3,358Not available

Purchase Price Calculator

Maximum purchase price
$149,095

Cost breakdown

+Likely effective rent$1,420
HUD FMRUsed$1,420
Market rentN/A
Est. payment standardN/A
-Principal and interest-$754
Loan amount$119,276
Down payment$29,819
Rate6.50%
Term30 years
-Operating costs-$466
Property taxes-$149
Insurance-$175
Utilities$0
HOA$0
Management-$142
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,937(76.9% ROI)
Projected value
$160,559
Return breakdown
Property appreciation+$11,464
Loan principal paid down+$4,273
Rental cash flow+$7,200
5-year hold
+$39,213(131.5% ROI)
Projected value
$168,687
Return breakdown
Property appreciation+$19,592
Loan principal paid down+$7,621
Rental cash flow+$12,000
10-year hold
+$83,918(281.4% ROI)
Projected value
$190,854
Return breakdown
Property appreciation+$41,759
Loan principal paid down+$18,158
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 05060 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 05060 (Randolph, VT) is $1,420 a month. That is up 10.9% from $1,280 in FY 2026. Randolph is in the Orange County, VT non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,581. Among 36 ZIP codes in Orange County, 05060 has the 34th-highest two-bedroom rent (county range $1,330–$2,230). The median county two-bedroom FMR in Vermont is $1,570, so ZIP 05060 is 10% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 05060
BedroomsFY 2027Change90–110% range
Studio$1,050+2.9%$945–$1,155
1BR$1,240+20.4%$1,116–$1,364
2BR$1,420+10.9%$1,278–$1,562
3BR$1,810+13.8%$1,629–$1,991
4BR$1,920+7.9%$1,728–$2,112

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 05060
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,050$1,240$1,420$1,810$1,920
FY 2026$1,020$1,030$1,280$1,590$1,780
FY 2025$940$1,030$1,310$1,650$1,780
FY 2024area FMR$976$1,003$1,244$1,601$1,671
FY 2023area FMR$852$857$1,125$1,427$1,511

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Orange County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 05060
05046$1,330−6.3%
05051$1,650+16.2%
05054$1,580+11.3%
05058$1,570+10.6%
05060Current$1,420—
05061$1,540+8.5%
05065$1,800+26.8%
05068$1,770+24.6%
05069$1,480+4.2%
05070$1,750+23.2%
05072$1,630+14.8%
05074$1,580+11.3%

Questions about ZIP 05060 rents

How much will Section 8 pay for a two-bedroom in ZIP 05060?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,581, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,423 to $1,739 a month; under the ZIP-level Small Area FMR of $1,420 it would be $1,278 to $1,562. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 05060 in?

ZIP 05060 is in the Orange County, VT non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,581.

How much did fair market rent change in ZIP 05060 for FY 2027?

The two-bedroom FMR rose 10.9%, from $1,280 in FY 2026 to $1,420 in FY 2027. Since FY 2025 it has risen 8.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentRandolph, VT fair market rentVT statewide rentsWhat is SAFMR?Data sources