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05073

ZIPSAFMR
Windsor County, VT
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,320$1,450
1 BR$1,330$1,460
2 BR$1,560$1,720
3 BR$2,040$2,240
4 BR$2,130$2,340
5 BR$2,450Not available
6 BR$2,817Not available
7 BR$3,239Not available
8 BR$3,725Not available

Purchase Price Calculator

Maximum purchase price
$193,675

Cost breakdown

+Likely effective rent$1,720
HUD FMR$1,560
Market rent$2,710
Est. payment standard (110%)Used$1,720
-Principal and interest-$979
Loan amount$154,940
Down payment$38,735
Rate6.50%
Term30 years
-Operating costs-$541
Property taxes-$194
Insurance-$175
Utilities$0
HOA$0
Management-$172
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,643(71.4% ROI)
Projected value
$208,567
Return breakdown
Property appreciation+$14,892
Loan principal paid down+$5,551
Rental cash flow+$7,200
5-year hold
+$47,350(122.2% ROI)
Projected value
$219,125
Return breakdown
Property appreciation+$25,450
Loan principal paid down+$9,899
Rental cash flow+$12,000
10-year hold
+$101,833(262.9% ROI)
Projected value
$247,920
Return breakdown
Property appreciation+$54,245
Loan principal paid down+$23,588
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.54
1 BR
0.53
2 BR
0.58
3 BR
0.70
4 BR
0.68
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 05073 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 05073 (Taftsville, VT) is $1,560 a month. That is up 14.7% from $1,360 in FY 2026. Taftsville is in the Windsor County, VT non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,558. Among 44 ZIP codes in Windsor County, 05073 is tied for the 28th-highest two-bedroom rent (county range $1,300–$1,900).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 05073
BedroomsFY 2027Change90–110% range
Studio$1,320+13.8%$1,188–$1,452
1BR$1,330+13.7%$1,197–$1,463
2BR$1,560+14.7%$1,404–$1,716
3BR$2,040+14.6%$1,836–$2,244
4BR$2,130+15.8%$1,917–$2,343

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 05073
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,320$1,330$1,560$2,040$2,130
FY 2026$1,160$1,170$1,360$1,780$1,840
FY 2025$1,120$1,130$1,300$1,690$1,740
FY 2024area FMR$1,039$1,136$1,300$1,725$1,731
FY 2023area FMR$841$982$1,129$1,536$1,542

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Windsor County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 05073
05060$1,420−9.0%
05061$1,540−1.3%
05062$1,640+5.1%
05065$1,800+15.4%
05067$1,730+10.9%
05068$1,770+13.5%
05070$1,750+12.2%
05071$1,680+7.7%
05072$1,630+4.5%
05073Current$1,560—
05077$1,610+3.2%
05084$1,740+11.5%

Questions about ZIP 05073 rents

How much will Section 8 pay for a two-bedroom in ZIP 05073?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,558, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,402 to $1,714 a month; under the ZIP-level Small Area FMR of $1,560 it would be $1,404 to $1,716. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 05073 in?

ZIP 05073 is in the Windsor County, VT non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,558.

How much did fair market rent change in ZIP 05073 for FY 2027?

The two-bedroom FMR rose 14.7%, from $1,360 in FY 2026 to $1,560 in FY 2027. Since FY 2025 it has risen 20.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set