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CT/Windham County/06256

06256

ZIPSAFMR
Windham County, CT
Zillow

ZIP Investment Score

129Above average

095130300
BRFMR
Eff. Rent
0 BR$1,440$1,440
1 BR$1,650$1,650
2 BR$2,070$2,070
3 BR$2,570$2,570
4 BR$2,990$2,990
5 BR$3,438Not available
6 BR$3,954Not available
7 BR$4,547Not available
8 BR$5,230Not available

Purchase Price Calculator

Maximum purchase price
$245,685

Cost breakdown

+Likely effective rent$2,070
HUD FMRUsed$2,070
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,242
Loan amount$196,548
Down payment$49,137
Rate6.50%
Term30 years
-Operating costs-$628
Property taxes-$246
Insurance-$175
Utilities$0
HOA$0
Management-$207
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,133(67.4% ROI)
Projected value
$264,576
Return breakdown
Property appreciation+$18,891
Loan principal paid down+$7,042
Rental cash flow+$7,200
5-year hold
+$56,842(115.7% ROI)
Projected value
$277,970
Return breakdown
Property appreciation+$32,285
Loan principal paid down+$12,557
Rental cash flow+$12,000
10-year hold
+$122,735(249.8% ROI)
Projected value
$314,497
Return breakdown
Property appreciation+$68,812
Loan principal paid down+$29,922
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 06256 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06256 (Windham County, CT) is $2,070 a month. That is unchanged from FY 2026. Among 21 ZIP codes in Windham County, 06256 is tied for the 3rd-highest two-bedroom rent (county range $1,290–$2,450). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06256 is 7% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06256
BedroomsFY 2027Change90–110% range
Studio$1,440+1.4%$1,296–$1,584
1BR$1,650−0.6%$1,485–$1,815
2BR$2,0700.0%$1,863–$2,277
3BR$2,570−1.2%$2,313–$2,827
4BR$2,990−3.2%$2,691–$3,289

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06256
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,440$1,650$2,070$2,570$2,990
FY 2026$1,420$1,660$2,070$2,600$3,090
FY 2025$1,320$1,450$1,880$2,290$2,730
FY 2024$1,340$1,420$1,840$2,240$2,760
FY 2023$1,210$1,280$1,660$2,050$2,620

Two-bedroom rent in nearby Windham County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06256
06234$1,590−23.2%
06235$1,550−25.1%
06239$1,680−18.8%
06241$1,650−20.3%
06242$1,290−37.7%
06247$1,650−20.3%
06255$1,450−30.0%
06256Current$2,070—
06259$1,590−23.2%
06260$1,500−27.5%
06266$2,0700.0%
06277$2,200+6.3%

Questions about ZIP 06256 rents

How much will Section 8 pay for a two-bedroom in ZIP 06256?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,070, that basic range is $1,863 to $2,277 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06256 for FY 2027?

The two-bedroom FMR was unchanged at $2,070 in FY 2027. Since FY 2023 it has risen 24.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCT statewide rentsWhat is SAFMR?Data sources