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CT/Windham County/06280

06280

ZIPSAFMR
Windham County, CT
Zillow

ZIP Investment Score

129Above average

095130300
BRFMR
Eff. Rent
0 BR$1,700$1,700
1 BR$1,950$1,950
2 BR$2,450$2,450
3 BR$3,110$3,110
4 BR$3,850$3,850
5 BR$4,428Not available
6 BR$5,092Not available
7 BR$5,855Not available
8 BR$6,734Not available

Purchase Price Calculator

Maximum purchase price
$302,153

Cost breakdown

+Likely effective rent$2,450
HUD FMRUsed$2,450
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,528
Loan amount$241,722
Down payment$60,431
Rate6.50%
Term30 years
-Operating costs-$722
Property taxes-$302
Insurance-$175
Utilities$0
HOA$0
Management-$245
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,093(64.7% ROI)
Projected value
$325,385
Return breakdown
Property appreciation+$23,233
Loan principal paid down+$8,660
Rental cash flow+$7,200
5-year hold
+$67,149(111.1% ROI)
Projected value
$341,858
Return breakdown
Property appreciation+$39,705
Loan principal paid down+$15,444
Rental cash flow+$12,000
10-year hold
+$145,428(240.7% ROI)
Projected value
$386,781
Return breakdown
Property appreciation+$84,628
Loan principal paid down+$36,799
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 06280 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06280 (Windham County, CT) is $2,450 a month. That is up 1.7% from $2,410 in FY 2026. Among 21 ZIP codes in Windham County, 06280 has the highest two-bedroom rent (county range $1,290–$2,450). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06280 is 27% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06280
BedroomsFY 2027Change90–110% range
Studio$1,700+2.4%$1,530–$1,870
1BR$1,950+1.0%$1,755–$2,145
2BR$2,450+1.7%$2,205–$2,695
3BR$3,110+0.3%$2,799–$3,421
4BR$3,8500.0%$3,465–$4,235

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06280
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,700$1,950$2,450$3,110$3,850
FY 2026$1,660$1,930$2,410$3,100$3,850
FY 2025$1,480$1,590$2,090$2,560$3,060
FY 2024$1,490$1,500$1,970$2,410$2,990
FY 2023$1,320$1,330$1,750$2,180$2,840

Two-bedroom rent in nearby Windham County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06280
06242$1,290−47.3%
06247$1,650−32.7%
06255$1,450−40.8%
06256$2,070−15.5%
06259$1,590−35.1%
06260$1,500−38.8%
06266$2,070−15.5%
06277$2,200−10.2%
06278$1,700−30.6%
06280Current$2,450—
06281$1,470−40.0%
06282$1,450−40.8%

Questions about ZIP 06280 rents

How much will Section 8 pay for a two-bedroom in ZIP 06280?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,450, that basic range is $2,205 to $2,695 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06280 for FY 2027?

The two-bedroom FMR rose 1.7%, from $2,410 in FY 2026 to $2,450 in FY 2027. Since FY 2023 it has risen 40.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCT statewide rentsWhat is SAFMR?Data sources