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CT/Windham County/06282

06282

ZIPSAFMR
Windham County, CT
Zillow

ZIP Investment Score

64Below average

095130300
BRFMR
Eff. Rent
0 BR$1,000$1,000
1 BR$1,180$1,180
2 BR$1,450$1,450
3 BR$1,860$1,860
4 BR$2,100$2,100
5 BR$2,415Not available
6 BR$2,777Not available
7 BR$3,194Not available
8 BR$3,673Not available

Purchase Price Calculator

Maximum purchase price
$153,553

Cost breakdown

+Likely effective rent$1,450
HUD FMRUsed$1,450
Market rentN/A
Est. payment standardN/A
-Principal and interest-$776
Loan amount$122,842
Down payment$30,711
Rate6.50%
Term30 years
-Operating costs-$474
Property taxes-$154
Insurance-$175
Utilities$0
HOA$0
Management-$145
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,408(76.2% ROI)
Projected value
$165,360
Return breakdown
Property appreciation+$11,807
Loan principal paid down+$4,401
Rental cash flow+$7,200
5-year hold
+$40,027(130.3% ROI)
Projected value
$173,731
Return breakdown
Property appreciation+$20,178
Loan principal paid down+$7,848
Rental cash flow+$12,000
10-year hold
+$85,709(279.1% ROI)
Projected value
$196,561
Return breakdown
Property appreciation+$43,008
Loan principal paid down+$18,701
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 06282 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06282 (Windham County, CT) is $1,450 a month. That is down 1.4% from $1,470 in FY 2026. Among 21 ZIP codes in Windham County, 06282 is tied for the 19th-highest two-bedroom rent (county range $1,290–$2,450). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06282 is 25% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06282
BedroomsFY 2027Change90–110% range
Studio$1,000−2.9%$900–$1,100
1BR$1,180−1.7%$1,062–$1,298
2BR$1,450−1.4%$1,305–$1,595
3BR$1,860−1.1%$1,674–$2,046
4BR$2,100−0.9%$1,890–$2,310

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06282
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,000$1,180$1,450$1,860$2,100
FY 2026$1,030$1,200$1,470$1,880$2,120
FY 2025$1,070$1,130$1,490$1,810$2,180
FY 2024$1,170$1,180$1,540$1,890$2,340
FY 2023$1,070$1,080$1,420$1,770$2,310

Two-bedroom rent in nearby Windham County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06282
06242$1,290−11.0%
06247$1,650+13.8%
06255$1,4500.0%
06256$2,070+42.8%
06259$1,590+9.7%
06260$1,500+3.4%
06266$2,070+42.8%
06277$2,200+51.7%
06278$1,700+17.2%
06280$2,450+69.0%
06281$1,470+1.4%
06282Current$1,450—

Questions about ZIP 06282 rents

How much will Section 8 pay for a two-bedroom in ZIP 06282?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,450, that basic range is $1,305 to $1,595 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06282 for FY 2027?

The two-bedroom FMR fell 1.4%, from $1,470 in FY 2026 to $1,450 in FY 2027. Since FY 2023 it has risen 2.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCT statewide rentsWhat is SAFMR?Data sources