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CT/Fairfield County/06784

06784

ZIPSAFMR
Fairfield County, CT
Zillow

ZIP Investment Score

73Below average

095130300
BRFMR
Eff. Rent
0 BR$1,850$1,850
1 BR$2,290$2,290
2 BR$2,650$2,650
3 BR$3,180$3,180
4 BR$3,950$3,950
5 BR$4,543Not available
6 BR$5,224Not available
7 BR$6,007Not available
8 BR$6,909Not available

Purchase Price Calculator

Maximum purchase price
$331,872

Cost breakdown

+Likely effective rent$2,650
HUD FMRUsed$2,650
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,678
Loan amount$265,498
Down payment$66,374
Rate6.50%
Term30 years
-Operating costs-$772
Property taxes-$332
Insurance-$175
Utilities$0
HOA$0
Management-$265
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,230(63.6% ROI)
Projected value
$357,390
Return breakdown
Property appreciation+$25,518
Loan principal paid down+$9,512
Rental cash flow+$7,200
5-year hold
+$72,573(109.3% ROI)
Projected value
$375,483
Return breakdown
Property appreciation+$43,611
Loan principal paid down+$16,963
Rental cash flow+$12,000
10-year hold
+$157,371(237.1% ROI)
Projected value
$424,825
Return breakdown
Property appreciation+$92,952
Loan principal paid down+$40,419
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 06784 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06784 (Fairfield County, CT) is $2,650 a month. That is down 4.7% from $2,780 in FY 2026. Among 46 ZIP codes in Fairfield County, 06784 has the 23rd-highest two-bedroom rent (county range $2,260–$3,600). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06784 is 37% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06784
BedroomsFY 2027Change90–110% range
Studio$1,850−3.6%$1,665–$2,035
1BR$2,290−1.7%$2,061–$2,519
2BR$2,650−4.7%$2,385–$2,915
3BR$3,180−5.6%$2,862–$3,498
4BR$3,950−1.0%$3,555–$4,345

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06784
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,850$2,290$2,650$3,180$3,950
FY 2026$1,920$2,330$2,780$3,370$3,990
FY 2025$1,760$2,160$2,570$3,270$3,540
FY 2024$1,740$2,110$2,570$3,280$3,470
FY 2023$1,560$1,870$2,330$2,970$3,170

Two-bedroom rent in nearby Fairfield County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06784
06784Current$2,650—
06801$2,260−14.7%
06804$2,470−6.8%
06807$3,290+24.2%
06810$2,430−8.3%
06811$2,260−14.7%
06812$2,500−5.7%
06820$3,180+20.0%
06824$3,150+18.9%
06825$2,620−1.1%
06830$2,910+9.8%
06831$3,140+18.5%

Questions about ZIP 06784 rents

How much will Section 8 pay for a two-bedroom in ZIP 06784?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,650, that basic range is $2,385 to $2,915 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06784 for FY 2027?

The two-bedroom FMR fell 4.7%, from $2,780 in FY 2026 to $2,650 in FY 2027. Since FY 2023 it has risen 13.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCT statewide rentsWhat is SAFMR?Data sources