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CT/Fairfield County/06810

06810

ZIPSAFMR
Fairfield County, CT
Zillow

ZIP Investment Score

84Below average

095130300
BRFMR
Eff. Rent
0 BR$1,690$1,690
1 BR$2,100$2,100
2 BR$2,430$2,430
3 BR$2,910$2,910
4 BR$3,620$3,620
5 BR$4,163Not available
6 BR$4,787Not available
7 BR$5,506Not available
8 BR$6,331Not available

Purchase Price Calculator

Maximum purchase price
$299,181

Cost breakdown

+Likely effective rent$2,430
HUD FMRUsed$2,430
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,513
Loan amount$239,344
Down payment$59,836
Rate6.50%
Term30 years
-Operating costs-$717
Property taxes-$299
Insurance-$175
Utilities$0
HOA$0
Management-$243
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,779(64.8% ROI)
Projected value
$322,185
Return breakdown
Property appreciation+$23,004
Loan principal paid down+$8,575
Rental cash flow+$7,200
5-year hold
+$66,607(111.3% ROI)
Projected value
$338,495
Return breakdown
Property appreciation+$39,315
Loan principal paid down+$15,292
Rental cash flow+$12,000
10-year hold
+$144,233(241.0% ROI)
Projected value
$382,976
Return breakdown
Property appreciation+$83,796
Loan principal paid down+$36,437
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 06810 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06810 (Fairfield County, CT) is $2,430 a month. That is down 1.2% from $2,460 in FY 2026. Among 46 ZIP codes in Fairfield County, 06810 has the 32nd-highest two-bedroom rent (county range $2,260–$3,600). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06810 is 26% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06810
BedroomsFY 2027Change90–110% range
Studio$1,690−0.6%$1,521–$1,859
1BR$2,100+1.9%$1,890–$2,310
2BR$2,430−1.2%$2,187–$2,673
3BR$2,910−2.0%$2,619–$3,201
4BR$3,620+2.5%$3,258–$3,982

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06810
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,690$2,100$2,430$2,910$3,620
FY 2026$1,700$2,060$2,460$2,970$3,530
FY 2025$1,490$1,820$2,170$2,760$2,990
FY 2024$1,510$1,830$2,230$2,850$3,010
FY 2023$1,380$1,660$2,070$2,640$2,810

Two-bedroom rent in nearby Fairfield County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06810
06784$2,650+9.1%
06801$2,260−7.0%
06804$2,470+1.6%
06807$3,290+35.4%
06810Current$2,430—
06811$2,260−7.0%
06812$2,500+2.9%
06820$3,180+30.9%
06824$3,150+29.6%
06825$2,620+7.8%
06830$2,910+19.8%
06831$3,140+29.2%

Questions about ZIP 06810 rents

How much will Section 8 pay for a two-bedroom in ZIP 06810?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,430, that basic range is $2,187 to $2,673 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06810 for FY 2027?

The two-bedroom FMR fell 1.2%, from $2,460 in FY 2026 to $2,430 in FY 2027. Since FY 2023 it has risen 17.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCT statewide rentsWhat is SAFMR?Data sources