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CT/Fairfield County/06825

06825

ZIPSAFMR
Fairfield County, CT
Zillow

ZIP Investment Score

62Below average

095130300
BRFMR
Eff. Rent
0 BR$1,810$1,810
1 BR$2,220$2,220
2 BR$2,620$2,620
3 BR$3,170$3,170
4 BR$3,830$3,830
5 BR$4,405Not available
6 BR$5,065Not available
7 BR$5,825Not available
8 BR$6,699Not available

Purchase Price Calculator

Maximum purchase price
$327,414

Cost breakdown

+Likely effective rent$2,620
HUD FMRUsed$2,620
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,656
Loan amount$261,932
Down payment$65,483
Rate6.50%
Term30 years
-Operating costs-$764
Property taxes-$327
Insurance-$175
Utilities$0
HOA$0
Management-$262
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$41,759(63.8% ROI)
Projected value
$352,590
Return breakdown
Property appreciation+$25,175
Loan principal paid down+$9,384
Rental cash flow+$7,200
5-year hold
+$71,760(109.6% ROI)
Projected value
$370,439
Return breakdown
Property appreciation+$43,025
Loan principal paid down+$16,735
Rental cash flow+$12,000
10-year hold
+$155,580(237.6% ROI)
Projected value
$419,118
Return breakdown
Property appreciation+$91,704
Loan principal paid down+$39,876
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 06825 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06825 (Fairfield County, CT) is $2,620 a month. That is down 10.0% from $2,910 in FY 2026. Among 46 ZIP codes in Fairfield County, 06825 has the 24th-highest two-bedroom rent (county range $2,260–$3,600). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06825 is 36% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06825
BedroomsFY 2027Change90–110% range
Studio$1,810−10.0%$1,629–$1,991
1BR$2,220−8.6%$1,998–$2,442
2BR$2,620−10.0%$2,358–$2,882
3BR$3,170−9.9%$2,853–$3,487
4BR$3,830−8.2%$3,447–$4,213

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06825
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,810$2,220$2,620$3,170$3,830
FY 2026$2,010$2,430$2,910$3,520$4,170
FY 2025$1,700$1,980$2,480$3,080$3,580
FY 2024$1,730$2,060$2,550$3,230$3,800
FY 2023$1,450$1,750$2,170$2,770$3,240

Two-bedroom rent in nearby Fairfield County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06825
06801$2,260−13.7%
06804$2,470−5.7%
06807$3,290+25.6%
06810$2,430−7.3%
06811$2,260−13.7%
06812$2,500−4.6%
06820$3,180+21.4%
06824$3,150+20.2%
06825Current$2,620—
06830$2,910+11.1%
06831$3,140+19.8%
06840$3,600+37.4%

Questions about ZIP 06825 rents

How much will Section 8 pay for a two-bedroom in ZIP 06825?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,620, that basic range is $2,358 to $2,882 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06825 for FY 2027?

The two-bedroom FMR fell 10.0%, from $2,910 in FY 2026 to $2,620 in FY 2027. Since FY 2023 it has risen 20.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCT statewide rentsWhat is SAFMR?Data sources