10037
ZIPSAFMR
New York County, NY
BRFMR
Eff. Rent
0 BR$2,240$2,450
1 BR$2,350$2,590
2 BR$2,580$2,800
3 BR$3,230$3,250
4 BR$3,510$3,670
5 BR$4,036
6 BR$4,642
7 BR$5,338
8 BR$6,139

Purchase Price Calculator

Maximum purchase price
$354,162

Cost breakdown

+Likely effective rent$2,800
HUD FMR$2,580
Market rent$2,920
Est. payment standard (109%)Used$2,800
Estimated payment standard is $2,800 (109% of FMR).
-Principal and interest-$1,791
Loan amount$283,330
Down payment$70,832
Rate6.50%
Term30 years
-Operating costs-$809
Property taxes-$354
Insurance-$175
Utilities$0
HOA$0
Management-$280
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$44,583(62.9% ROI)
Projected value
$381,394
Current value$354,162
Return breakdown
Property appreciation+$27,232
Loan principal paid down+$10,151
Rental cash flow+$7,200
5-year hold
+$76,642(108.2% ROI)
Projected value
$400,702
Current value$354,162
Return breakdown
Property appreciation+$46,540
Loan principal paid down+$18,102
Rental cash flow+$12,000
10-year hold
+$166,329(234.8% ROI)
Projected value
$453,358
Current value$354,162
Return breakdown
Property appreciation+$99,195
Loan principal paid down+$43,134
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.88ratio
FMR$2,240
Market$2,560
vs market-$320

FMR is below market; voucher rent may lag private rents.

90% standard$2,016 / 0.79 ratio110% standard$2,464 / 0.96 ratio
0.88
1 BR
1 BR
0.80ratio
FMR$2,350
Market$2,930
vs market-$580

FMR is below market; voucher rent may lag private rents.

90% standard$2,115 / 0.72 ratio110% standard$2,585 / 0.88 ratio
0.80
2 BR
2 BR
0.88ratio
FMR$2,580
Market$2,920
vs market-$340

FMR is below market; voucher rent may lag private rents.

90% standard$2,322 / 0.80 ratio110% standard$2,838 / 0.97 ratio
0.88
3 BR
3 BR
0.99ratio
FMR$3,230
Market$3,260
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$2,907 / 0.89 ratio110% standard$3,553 / 1.09 ratio
0.99
4 BR
4 BR
0.93ratio
FMR$3,510
Market$3,760
vs market-$250

FMR is near market; voucher and private rents are aligned.

90% standard$3,159 / 0.84 ratio110% standard$3,861 / 1.03 ratio
0.93
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10037 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

10037 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 10037 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,580 and the 4 bedroom fair market rent is $3,510.

Use this page for searches like 10037 FMR, 10037 fair market rent, and 10037 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 10037
Bedroom sizeHUD FMR
Studio$2,240
1 bedroom$2,350
2 bedroom$2,580
3 bedroom$3,230
4 bedroom$3,510