10035
ZIPSAFMR
New York County, NY
BRFMR
Eff. Rent
0 BR$2,220$2,440
1 BR$2,340$2,570
2 BR$2,560$2,820
3 BR$3,210$3,530
4 BR$3,480$3,830
5 BR$4,002
6 BR$4,602
7 BR$5,293
8 BR$6,087

Purchase Price Calculator

Maximum purchase price
$357,134

Cost breakdown

+Likely effective rent$2,820
HUD FMR$2,560
Market rent$4,040
Est. payment standard (110%)Used$2,820
Estimated payment standard is $2,820 (110% of FMR).
-Principal and interest-$1,806
Loan amount$285,707
Down payment$71,427
Rate6.50%
Term30 years
-Operating costs-$814
Property taxes-$357
Insurance-$175
Utilities$0
HOA$0
Management-$282
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$44,896(62.9% ROI)
Projected value
$384,595
Current value$357,134
Return breakdown
Property appreciation+$27,460
Loan principal paid down+$10,236
Rental cash flow+$7,200
5-year hold
+$77,184(108.1% ROI)
Projected value
$404,065
Current value$357,134
Return breakdown
Property appreciation+$46,930
Loan principal paid down+$18,254
Rental cash flow+$12,000
10-year hold
+$167,524(234.5% ROI)
Projected value
$457,162
Current value$357,134
Return breakdown
Property appreciation+$100,028
Loan principal paid down+$43,496
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.77ratio
FMR$2,220
Market$2,900
vs market-$680

FMR is below market; voucher rent may lag private rents.

90% standard$1,998 / 0.69 ratio110% standard$2,442 / 0.84 ratio
0.77
1 BR
1 BR
0.68ratio
FMR$2,340
Market$3,430
vs market-$1,090

FMR is below market; voucher rent may lag private rents.

90% standard$2,106 / 0.61 ratio110% standard$2,574 / 0.75 ratio
0.68
2 BR
2 BR
0.63ratio
FMR$2,560
Market$4,040
vs market-$1,480

FMR is below market; voucher rent may lag private rents.

90% standard$2,304 / 0.57 ratio110% standard$2,816 / 0.70 ratio
0.63
3 BR
3 BR
0.72ratio
FMR$3,210
Market$4,480
vs market-$1,270

FMR is below market; voucher rent may lag private rents.

90% standard$2,889 / 0.64 ratio110% standard$3,531 / 0.79 ratio
0.72
4 BR
4 BR
0.77ratio
FMR$3,480
Market$4,510
vs market-$1,030

FMR is below market; voucher rent may lag private rents.

90% standard$3,132 / 0.69 ratio110% standard$3,828 / 0.85 ratio
0.77
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10035 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

10035 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 10035 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,560 and the 4 bedroom fair market rent is $3,480.

Use this page for searches like 10035 FMR, 10035 fair market rent, and 10035 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 10035
Bedroom sizeHUD FMR
Studio$2,220
1 bedroom$2,340
2 bedroom$2,560
3 bedroom$3,210
4 bedroom$3,480