10009
ZIPSAFMR
New York County, NY
BRFMR
Eff. Rent
0 BR$2,700$2,970
1 BR$2,840$3,120
2 BR$3,110$3,420
3 BR$3,890$4,280
4 BR$4,230$4,650
5 BR$4,865
6 BR$5,594
7 BR$6,433
8 BR$7,398

Purchase Price Calculator

Maximum purchase price
$446,294

Cost breakdown

+Likely effective rent$3,420
HUD FMR$3,110
Market rent$6,800
Est. payment standard (110%)Used$3,420
Estimated payment standard is $3,420 (110% of FMR).
-Principal and interest-$2,257
Loan amount$357,035
Down payment$89,259
Rate6.50%
Term30 years
-Operating costs-$963
Property taxes-$446
Insurance-$175
Utilities$0
HOA$0
Management-$342
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$54,308(60.8% ROI)
Projected value
$480,610
Current value$446,294
Return breakdown
Property appreciation+$34,316
Loan principal paid down+$12,792
Rental cash flow+$7,200
5-year hold
+$93,458(104.7% ROI)
Projected value
$504,941
Current value$446,294
Return breakdown
Property appreciation+$58,647
Loan principal paid down+$22,811
Rental cash flow+$12,000
10-year hold
+$203,355(227.8% ROI)
Projected value
$571,294
Current value$446,294
Return breakdown
Property appreciation+$125,000
Loan principal paid down+$54,355
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.65ratio
FMR$2,700
Market$4,170
vs market-$1,470

FMR is below market; voucher rent may lag private rents.

90% standard$2,430 / 0.58 ratio110% standard$2,970 / 0.71 ratio
0.65
1 BR
1 BR
0.68ratio
FMR$2,840
Market$4,180
vs market-$1,340

FMR is below market; voucher rent may lag private rents.

90% standard$2,556 / 0.61 ratio110% standard$3,124 / 0.75 ratio
0.68
2 BR
2 BR
0.46ratio
FMR$3,110
Market$6,800
vs market-$3,690

FMR is below market; voucher rent may lag private rents.

0.46
3 BR
3 BR
0.55ratio
FMR$3,890
Market$7,050
vs market-$3,160

FMR is below market; voucher rent may lag private rents.

90% standard$3,501 / 0.50 ratio110% standard$4,279 / 0.61 ratio
0.55
4 BR
4 BR
0.80ratio
FMR$4,230
Market$5,290
vs market-$1,060

FMR is below market; voucher rent may lag private rents.

90% standard$3,807 / 0.72 ratio110% standard$4,653 / 0.88 ratio
0.80
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10009 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

10009 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 10009 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,110 and the 4 bedroom fair market rent is $4,230.

Use this page for searches like 10009 FMR, 10009 fair market rent, and 10009 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 10009
Bedroom sizeHUD FMR
Studio$2,700
1 bedroom$2,840
2 bedroom$3,110
3 bedroom$3,890
4 bedroom$4,230