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New York County/New York/10019

10019

ZIPSAFMR
New York County, NY
Zillow

ZIP Investment Score

19Below average

095130300
BRFMR
Eff. Rent
0 BR$3,860$3,860
1 BR$4,060$3,940
2 BR$4,420$4,560
3 BR$5,590$5,810
4 BR$6,130$4,950
5 BR$7,049Not available
6 BR$8,107Not available
7 BR$9,323Not available
8 BR$10,721Not available

Purchase Price Calculator

Maximum purchase price
$615,698

Cost breakdown

+Likely effective rent$4,560
HUD FMR$4,420
Market rent$4,630
Est. payment standard (103%)Used$4,560
-Principal and interest-$3,113
Loan amount$492,558
Down payment$123,140
Rate6.50%
Term30 years
-Operating costs-$1,247
Property taxes-$616
Insurance-$175
Utilities$0
HOA$0
Management-$456
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$72,189(58.6% ROI)
Projected value
$663,039
Return breakdown
Property appreciation+$47,341
Loan principal paid down+$17,647
Rental cash flow+$7,200
5-year hold
+$124,377(101.0% ROI)
Projected value
$696,605
Return breakdown
Property appreciation+$80,908
Loan principal paid down+$31,470
Rental cash flow+$12,000
10-year hold
+$271,434(220.4% ROI)
Projected value
$788,145
Return breakdown
Property appreciation+$172,447
Loan principal paid down+$74,986
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.00
1 BR
1.03
2 BR
0.95
3 BR
0.94
4 BR
1.24
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 10019 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 10019 (New York, NY) is $4,420 a month. That is up 8.3% from $4,080 in FY 2026. New York is in the New York, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,971. Among 128 ZIP codes in New York County, 10019 has the 20th-highest two-bedroom rent (county range $2,620–$4,460). The median county two-bedroom FMR in New York is $1,385, so ZIP 10019 is 219% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 10019
BedroomsFY 2027Change90–110% range
Studio$3,860+8.7%$3,474–$4,246
1BR$4,060+9.1%$3,654–$4,466
2BR$4,420+8.3%$3,978–$4,862
3BR$5,590+9.4%$5,031–$6,149
4BR$6,130+10.5%$5,517–$6,743

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 10019
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$3,860$4,060$4,420$5,590$6,130
FY 2026$3,550$3,720$4,080$5,110$5,550
FY 2025$2,860$2,980$3,300$4,110$4,440
FY 2024$2,570$2,650$2,970$3,710$3,990
FY 2023$2,250$2,300$2,600$3,270$3,520

Two-bedroom rent in nearby New York County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 10019
10013$4,460+0.9%
10014$4,460+0.9%
10016$4,460+0.9%
10017$4,460+0.9%
10018$4,350−1.6%
10019Current$4,420—
10020$3,680−16.7%
10021$4,460+0.9%
10022$4,460+0.9%
10023$4,460+0.9%
10024$4,460+0.9%
10025$3,280−25.8%

Questions about ZIP 10019 rents

How much will Section 8 pay for a two-bedroom in ZIP 10019?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,971, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,674 to $3,268 a month; under the ZIP-level Small Area FMR of $4,420 it would be $3,978 to $4,862. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 10019 in?

ZIP 10019 is in the New York, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,971.

How much did fair market rent change in ZIP 10019 for FY 2027?

The two-bedroom FMR rose 8.3%, from $4,080 in FY 2026 to $4,420 in FY 2027. Since FY 2023 it has risen 70.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentNew York, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources