10282
ZIPSAFMR
New York County, NY
BRFMR
Eff. Rent
0 BR$3,250$3,580
1 BR$3,400$3,740
2 BR$3,760$4,140
3 BR$4,680$5,150
4 BR$5,050$5,560
5 BR$5,808
6 BR$6,679
7 BR$7,680
8 BR$8,832

Purchase Price Calculator

Maximum purchase price
$553,286

Cost breakdown

+Likely effective rent$4,140
HUD FMR$3,760
Market rent$9,720
Est. payment standard (110%)Used$4,140
Estimated payment standard is $4,140 (110% of FMR).
-Principal and interest-$2,798
Loan amount$442,629
Down payment$110,657
Rate6.50%
Term30 years
-Operating costs-$1,142
Property taxes-$553
Insurance-$175
Utilities$0
HOA$0
Management-$414
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$65,601(59.3% ROI)
Projected value
$595,828
Current value$553,286
Return breakdown
Property appreciation+$42,542
Loan principal paid down+$15,858
Rental cash flow+$7,200
5-year hold
+$112,986(102.1% ROI)
Projected value
$625,992
Current value$553,286
Return breakdown
Property appreciation+$72,706
Loan principal paid down+$28,280
Rental cash flow+$12,000
10-year hold
+$246,352(222.6% ROI)
Projected value
$708,253
Current value$553,286
Return breakdown
Property appreciation+$154,967
Loan principal paid down+$67,385
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.59ratio
FMR$3,250
Market$5,490
vs market-$2,240

FMR is below market; voucher rent may lag private rents.

90% standard$2,925 / 0.53 ratio110% standard$3,575 / 0.65 ratio
0.59
1 BR
1 BR
0.48ratio
FMR$3,400
Market$7,150
vs market-$3,750

FMR is below market; voucher rent may lag private rents.

0.48
2 BR
2 BR
0.39ratio
FMR$3,760
Market$9,720
vs market-$5,960

FMR is below market; voucher rent may lag private rents.

0.39
3 BR
3 BR
0.35ratio
FMR$4,680
Market$13,330
vs market-$8,650

FMR is below market; voucher rent may lag private rents.

0.35
4 BR
4 BR
0.35ratio
FMR$5,050
Market$14,560
vs market-$9,510

FMR is below market; voucher rent may lag private rents.

0.35
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10282 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

10282 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 10282 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,760 and the 4 bedroom fair market rent is $5,050.

Use this page for searches like 10282 FMR, 10282 fair market rent, and 10282 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 10282
Bedroom sizeHUD FMR
Studio$3,250
1 bedroom$3,400
2 bedroom$3,760
3 bedroom$4,680
4 bedroom$5,050