Skip to main content

10018

ZIPSAFMR
New York County, NY
BRFMR
Eff. Rent
0 BR$3,690$3,850
1 BR$3,880$4,270
2 BR$4,240$4,660
3 BR$5,310$5,820
4 BR$5,780$6,360
5 BR$6,647
6 BR$7,644
7 BR$8,791
8 BR$10,109

Purchase Price Calculator

Maximum purchase price
$630,558

Cost breakdown

+Likely effective rent$4,660
HUD FMR$4,240
Market rent$5,860
Est. payment standard (110%)Used$4,660
Estimated payment standard is $4,660 (110% of FMR).
-Principal and interest-$3,188
Loan amount$504,446
Down payment$126,112
Rate6.50%
Term30 years
-Operating costs-$1,272
Property taxes-$631
Insurance-$175
Utilities$0
HOA$0
Management-$466
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$73,757(58.5% ROI)
Projected value
$679,042
Current value$630,558
Return breakdown
Property appreciation+$48,484
Loan principal paid down+$18,073
Rental cash flow+$7,200
5-year hold
+$127,090(100.8% ROI)
Projected value
$713,418
Current value$630,558
Return breakdown
Property appreciation+$82,860
Loan principal paid down+$32,229
Rental cash flow+$12,000
10-year hold
+$277,406(220.0% ROI)
Projected value
$807,167
Current value$630,558
Return breakdown
Property appreciation+$176,609
Loan principal paid down+$76,796
Rental cash flow+$24,000

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.94ratio
FMR$3,690
Market$3,940
vs market-$250

FMR is near market; voucher and private rents are aligned.

90% standard$3,321 / 0.84 ratio110% standard$4,059 / 1.03 ratio
0.94
1 BR
1 BR
0.83ratio
FMR$3,880
Market$4,660
vs market-$780

FMR is below market; voucher rent may lag private rents.

90% standard$3,492 / 0.75 ratio110% standard$4,268 / 0.92 ratio
0.83
2 BR
2 BR
0.72ratio
FMR$4,240
Market$5,860
vs market-$1,620

FMR is below market; voucher rent may lag private rents.

90% standard$3,816 / 0.65 ratio110% standard$4,664 / 0.80 ratio
0.72
3 BR
3 BR
0.87ratio
FMR$5,310
Market$6,100
vs market-$790

FMR is below market; voucher rent may lag private rents.

90% standard$4,779 / 0.78 ratio110% standard$5,841 / 0.96 ratio
0.87
4 BR
4 BR
0.85ratio
FMR$5,780
Market$6,830
vs market-$1,050

FMR is below market; voucher rent may lag private rents.

90% standard$5,202 / 0.76 ratio110% standard$6,358 / 0.93 ratio
0.85
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10018 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

10018 fair market rent benchmarks

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 10018 shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $4,240 and the 4 bedroom fair market rent is $5,780.

Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.

FY 2026 Fair Market Rent by bedroom size for 10018
Bedroom sizeHUD FMR
Studio$3,690
1 bedroom$3,880
2 bedroom$4,240
3 bedroom$5,310
4 bedroom$5,780