10010
ZIPSAFMR
New York County, NY
BRFMR
Eff. Rent
0 BR$3,270$3,600
1 BR$3,430$3,770
2 BR$3,760$4,140
3 BR$4,710$5,180
4 BR$5,120$5,630
5 BR$5,888
6 BR$6,771
7 BR$7,787
8 BR$8,955

Purchase Price Calculator

Maximum purchase price
$553,286

Cost breakdown

+Likely effective rent$4,140
HUD FMR$3,760
Market rent$8,200
Est. payment standard (110%)Used$4,140
Estimated payment standard is $4,140 (110% of FMR).
-Principal and interest-$2,798
Loan amount$442,629
Down payment$110,657
Rate6.50%
Term30 years
-Operating costs-$1,142
Property taxes-$553
Insurance-$175
Utilities$0
HOA$0
Management-$414
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$65,601(59.3% ROI)
Projected value
$595,828
Current value$553,286
Return breakdown
Property appreciation+$42,542
Loan principal paid down+$15,858
Rental cash flow+$7,200
5-year hold
+$112,986(102.1% ROI)
Projected value
$625,992
Current value$553,286
Return breakdown
Property appreciation+$72,706
Loan principal paid down+$28,280
Rental cash flow+$12,000
10-year hold
+$246,352(222.6% ROI)
Projected value
$708,253
Current value$553,286
Return breakdown
Property appreciation+$154,967
Loan principal paid down+$67,385
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.75ratio
FMR$3,270
Market$4,380
vs market-$1,110

FMR is below market; voucher rent may lag private rents.

90% standard$2,943 / 0.67 ratio110% standard$3,597 / 0.82 ratio
0.75
1 BR
1 BR
0.58ratio
FMR$3,430
Market$5,960
vs market-$2,530

FMR is below market; voucher rent may lag private rents.

90% standard$3,087 / 0.52 ratio110% standard$3,773 / 0.63 ratio
0.58
2 BR
2 BR
0.46ratio
FMR$3,760
Market$8,200
vs market-$4,440

FMR is below market; voucher rent may lag private rents.

0.46
3 BR
3 BR
0.58ratio
FMR$4,710
Market$8,120
vs market-$3,410

FMR is below market; voucher rent may lag private rents.

90% standard$4,239 / 0.52 ratio110% standard$5,181 / 0.64 ratio
0.58
4 BR
4 BR
0.62ratio
FMR$5,120
Market$8,320
vs market-$3,200

FMR is below market; voucher rent may lag private rents.

90% standard$4,608 / 0.55 ratio110% standard$5,632 / 0.68 ratio
0.62
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10010 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

10010 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 10010 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,760 and the 4 bedroom fair market rent is $5,120.

Use this page for searches like 10010 FMR, 10010 fair market rent, and 10010 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 10010
Bedroom sizeHUD FMR
Studio$3,270
1 bedroom$3,430
2 bedroom$3,760
3 bedroom$4,710
4 bedroom$5,120