11439
ZIPSAFMR
Queens County, NY
BRFMR
Eff. Rent
0 BR$2,740$2,170
1 BR$2,880$2,450
2 BR$3,160$3,340
3 BR$3,960$4,240
4 BR$4,290$4,720
5 BR$4,934
6 BR$5,674
7 BR$6,525
8 BR$7,503

Purchase Price Calculator

Maximum purchase price
$434,406

Cost breakdown

+Likely effective rent$3,340
HUD FMR$3,160
Market rent$3,440
Est. payment standard (106%)Used$3,340
Estimated payment standard is $3,340 (106% of FMR).
-Principal and interest-$2,197
Loan amount$347,525
Down payment$86,881
Rate6.50%
Term30 years
-Operating costs-$943
Property taxes-$434
Insurance-$175
Utilities$0
HOA$0
Management-$334
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$53,053(61.1% ROI)
Projected value
$467,808
Current value$434,406
Return breakdown
Property appreciation+$33,402
Loan principal paid down+$12,451
Rental cash flow+$7,200
5-year hold
+$91,288(105.1% ROI)
Projected value
$491,491
Current value$434,406
Return breakdown
Property appreciation+$57,085
Loan principal paid down+$22,203
Rental cash flow+$12,000
10-year hold
+$198,577(228.6% ROI)
Projected value
$556,077
Current value$434,406
Return breakdown
Property appreciation+$121,670
Loan principal paid down+$52,907
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.26ratio
FMR$2,740
Market$2,170
vs market+$570

FMR is above market; underwrite to market rent.

90% standard$2,466 / 1.14 ratio110% standard$3,014 / 1.39 ratio
1.26
1 BR
1 BR
1.18ratio
FMR$2,880
Market$2,450
vs market+$430

FMR is above market; underwrite to market rent.

90% standard$2,592 / 1.06 ratio110% standard$3,168 / 1.29 ratio
1.18
2 BR
2 BR
0.92ratio
FMR$3,160
Market$3,440
vs market-$280

FMR is near market; voucher and private rents are aligned.

90% standard$2,844 / 0.83 ratio110% standard$3,476 / 1.01 ratio
0.92
3 BR
3 BR
0.90ratio
FMR$3,960
Market$4,390
vs market-$430

FMR is near market; voucher and private rents are aligned.

90% standard$3,564 / 0.81 ratio110% standard$4,356 / 0.99 ratio
0.90
4 BR
4 BR
0.78ratio
FMR$4,290
Market$5,530
vs market-$1,240

FMR is below market; voucher rent may lag private rents.

90% standard$3,861 / 0.70 ratio110% standard$4,719 / 0.85 ratio
0.78
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 11439 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

11439 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 11439 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,160 and the 4 bedroom fair market rent is $4,290.

Use this page for searches like 11439 FMR, 11439 fair market rent, and 11439 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 11439
Bedroom sizeHUD FMR
Studio$2,740
1 bedroom$2,880
2 bedroom$3,160
3 bedroom$3,960
4 bedroom$4,290