12417
ZIPSAFMR
Ulster County, NY
BRFMR
Eff. Rent
0 BR$1,430$1,360
1 BR$1,520$1,590
2 BR$1,990$2,190
3 BR$2,450$2,700
4 BR$2,630$2,890
5 BR$3,024
6 BR$3,478
7 BR$4,000
8 BR$4,600

Purchase Price Calculator

Maximum purchase price
$263,517

Cost breakdown

+Likely effective rent$2,190
HUD FMR$1,990
Market rent$2,610
Est. payment standard (110%)Used$2,190
Estimated payment standard is $2,190 (110% of FMR).
-Principal and interest-$1,332
Loan amount$210,813
Down payment$52,703
Rate6.50%
Term30 years
-Operating costs-$658
Property taxes-$264
Insurance-$175
Utilities$0
HOA$0
Management-$219
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,015(66.4% ROI)
Projected value
$283,779
Current value$263,517
Return breakdown
Property appreciation+$20,262
Loan principal paid down+$7,553
Rental cash flow+$7,200
5-year hold
+$60,097(114.0% ROI)
Projected value
$298,145
Current value$263,517
Return breakdown
Property appreciation+$34,628
Loan principal paid down+$13,469
Rental cash flow+$12,000
10-year hold
+$129,901(246.5% ROI)
Projected value
$337,324
Current value$263,517
Return breakdown
Property appreciation+$73,807
Loan principal paid down+$32,094
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.05ratio
FMR$1,430
Market$1,360
vs market+$70

FMR is near market; voucher and private rents are aligned.

90% standard$1,287 / 0.95 ratio110% standard$1,573 / 1.16 ratio
1.05
1 BR
1 BR
0.94ratio
FMR$1,520
Market$1,620
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$1,368 / 0.84 ratio110% standard$1,672 / 1.03 ratio
0.94
2 BR
2 BR
0.76ratio
FMR$1,990
Market$2,610
vs market-$620

FMR is below market; voucher rent may lag private rents.

90% standard$1,791 / 0.69 ratio110% standard$2,189 / 0.84 ratio
0.76
3 BR
3 BR
0.76ratio
FMR$2,450
Market$3,240
vs market-$790

FMR is below market; voucher rent may lag private rents.

90% standard$2,205 / 0.68 ratio110% standard$2,695 / 0.83 ratio
0.76
4 BR
4 BR
0.77ratio
FMR$2,630
Market$3,410
vs market-$780

FMR is below market; voucher rent may lag private rents.

90% standard$2,367 / 0.69 ratio110% standard$2,893 / 0.85 ratio
0.77
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 12417 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

12417 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 12417 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,990 and the 4 bedroom fair market rent is $2,630.

Use this page for searches like 12417 FMR, 12417 fair market rent, and 12417 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 12417
Bedroom sizeHUD FMR
Studio$1,430
1 bedroom$1,520
2 bedroom$1,990
3 bedroom$2,450
4 bedroom$2,630