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Broome County/Johnson City/13790

13790

ZIPSAFMR
Broome County, NY
Zillow

ZIP Investment Score

115Above average

095130300
BRFMR
Eff. Rent
0 BR$930$1,020
1 BR$1,040$1,090
2 BR$1,330$1,440
3 BR$1,680$1,750
4 BR$1,930$2,020
5 BR$2,220Not available
6 BR$2,552Not available
7 BR$2,935Not available
8 BR$3,376Not available

Purchase Price Calculator

Maximum purchase price
$152,067

Cost breakdown

+Likely effective rent$1,440
HUD FMR$1,330
Market rent$1,500
Est. payment standard (108%)Used$1,440
-Principal and interest-$769
Loan amount$121,654
Down payment$30,413
Rate6.50%
Term30 years
-Operating costs-$471
Property taxes-$152
Insurance-$175
Utilities$0
HOA$0
Management-$144
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,251(76.5% ROI)
Projected value
$163,759
Return breakdown
Property appreciation+$11,693
Loan principal paid down+$4,359
Rental cash flow+$7,200
5-year hold
+$39,755(130.7% ROI)
Projected value
$172,050
Return breakdown
Property appreciation+$19,983
Loan principal paid down+$7,772
Rental cash flow+$12,000
10-year hold
+$85,112(279.9% ROI)
Projected value
$194,659
Return breakdown
Property appreciation+$42,592
Loan principal paid down+$18,520
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.78
1 BR
0.94
2 BR
0.89
3 BR
0.94
4 BR
0.93
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 13790 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 13790 (Johnson City, NY) is $1,330 a month. That is up 17.7% from $1,130 in FY 2026. Johnson City is in the Binghamton, NY MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,219. Among 38 ZIP codes in Broome County, 13790 has the 6th-highest two-bedroom rent (county range $1,010–$1,610). The median county two-bedroom FMR in New York is $1,385, so ZIP 13790 is 4% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 13790
BedroomsFY 2027Change90–110% range
Studio$930+16.3%$837–$1,023
1BR$1,040+16.9%$936–$1,144
2BR$1,330+17.7%$1,197–$1,463
3BR$1,680+15.9%$1,512–$1,848
4BR$1,930+16.3%$1,737–$2,123

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 13790
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$930$1,040$1,330$1,680$1,930
FY 2026$800$890$1,130$1,450$1,660
FY 2025$880$960$1,210$1,560$1,780
FY 2024$880$930$1,180$1,540$1,700
FY 2023$770$810$1,030$1,350$1,460

Two-bedroom rent in nearby Broome County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 13790
13777$1,200−9.8%
13778$1,010−24.1%
13783$1,220−8.3%
13787$1,010−24.1%
13790Current$1,330—
13794$1,220−8.3%
13795$1,240−6.8%
13797$1,010−24.1%
13802$1,100−17.3%
13803$1,100−17.3%
13811$1,170−12.0%
13813$1,020−23.3%

Questions about ZIP 13790 rents

How much will Section 8 pay for a two-bedroom in ZIP 13790?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,219, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,097 to $1,341 a month; under the ZIP-level Small Area FMR of $1,330 it would be $1,197 to $1,463. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 13790 in?

ZIP 13790 is in the Binghamton, NY MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,219.

How much did fair market rent change in ZIP 13790 for FY 2027?

The two-bedroom FMR rose 17.7%, from $1,130 in FY 2026 to $1,330 in FY 2027. Since FY 2023 it has risen 29.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentJohnson City, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources