14269
ZIPFMR
Erie County, NY
BRFMR
Eff. Rent
0 BR$1,105$1,170
1 BR$1,139$1,180
2 BR$1,343$1,480
3 BR$1,640$1,800
4 BR$1,869$2,060
5 BR$2,149
6 BR$2,472
7 BR$2,843
8 BR$3,269

Purchase Price Calculator

Maximum purchase price
$158,011

Cost breakdown

+Likely effective rent$1,480
HUD FMR$1,343
Market rent$1,880
Est. payment standard (110%)Used$1,480
Estimated payment standard is $1,480 (110% of FMR).
-Principal and interest-$799
Loan amount$126,409
Down payment$31,602
Rate6.50%
Term30 years
-Operating costs-$481
Property taxes-$158
Insurance-$175
Utilities$0
HOA$0
Management-$148
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,878(75.6% ROI)
Projected value
$170,160
Current value$158,011
Return breakdown
Property appreciation+$12,150
Loan principal paid down+$4,529
Rental cash flow+$7,200
5-year hold
+$40,840(129.2% ROI)
Projected value
$178,775
Current value$158,011
Return breakdown
Property appreciation+$20,764
Loan principal paid down+$8,076
Rental cash flow+$12,000
10-year hold
+$87,501(276.9% ROI)
Projected value
$202,267
Current value$158,011
Return breakdown
Property appreciation+$44,256
Loan principal paid down+$19,244
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.91ratio
FMR$1,105
Market$1,210
vs market-$105

FMR is near market; voucher and private rents are aligned.

90% standard$995 / 0.82 ratio110% standard$1,216 / 1.00 ratio
0.91
1 BR
1 BR
0.95ratio
FMR$1,139
Market$1,200
vs market-$61

FMR is near market; voucher and private rents are aligned.

90% standard$1,025 / 0.85 ratio110% standard$1,253 / 1.04 ratio
0.95
2 BR
2 BR
0.71ratio
FMR$1,343
Market$1,880
vs market-$537

FMR is below market; voucher rent may lag private rents.

90% standard$1,209 / 0.64 ratio110% standard$1,477 / 0.79 ratio
0.71
3 BR
3 BR
0.69ratio
FMR$1,640
Market$2,360
vs market-$720

FMR is below market; voucher rent may lag private rents.

90% standard$1,476 / 0.63 ratio110% standard$1,804 / 0.76 ratio
0.69
4 BR
4 BR
0.77ratio
FMR$1,869
Market$2,440
vs market-$571

FMR is below market; voucher rent may lag private rents.

90% standard$1,682 / 0.69 ratio110% standard$2,056 / 0.84 ratio
0.77
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 14269 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

14269 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 14269 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,343 and the 4 bedroom fair market rent is $1,869.

Use this page for searches like 14269 FMR, 14269 fair market rent, and 14269 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 14269
Bedroom sizeHUD FMR
Studio$1,105
1 bedroom$1,139
2 bedroom$1,343
3 bedroom$1,640
4 bedroom$1,869