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17105

ZIPSAFMR
Dauphin County, PA
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,170$930
1 BR$1,290$1,090
2 BR$1,610$1,320
3 BR$2,070$1,430
4 BR$2,120$1,560
5 BR$2,438Not available
6 BR$2,804Not available
7 BR$3,224Not available
8 BR$3,708Not available

Purchase Price Calculator

Maximum purchase price
$134,235

Cost breakdown

+Likely effective rent$1,320
HUD FMR$1,610
Market rentUsed$1,320
Est. payment standard (90%)$1,450
-Principal and interest-$679
Loan amount$107,388
Down payment$26,847
Rate6.50%
Term30 years
-Operating costs-$441
Property taxes-$134
Insurance-$175
Utilities$0
HOA$0
Management-$132
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,369(79.6% ROI)
Projected value
$144,556
Return breakdown
Property appreciation+$10,321
Loan principal paid down+$3,847
Rental cash flow+$7,200
5-year hold
+$36,501(136.0% ROI)
Projected value
$151,875
Return breakdown
Property appreciation+$17,640
Loan principal paid down+$6,861
Rental cash flow+$12,000
10-year hold
+$77,946(290.3% ROI)
Projected value
$171,832
Return breakdown
Property appreciation+$37,597
Loan principal paid down+$16,349
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.26
1 BR
1.18
2 BR
1.22
3 BR
1.45
4 BR
1.36
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 17105 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 17105 (Harrisburg, PA) is $1,610 a month. That is up 7.3% from $1,500 in FY 2026. Harrisburg is in the Harrisburg-Carlisle, PA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 44 ZIP codes in Dauphin County, 17105 is tied for the 9th-highest two-bedroom rent (county range $1,010–$1,900). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17105 is 42% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 17105
BedroomsFY 2027Change90–110% range
Studio$1,170+10.4%$1,053–$1,287
1BR$1,290+5.7%$1,161–$1,419
2BR$1,610+7.3%$1,449–$1,771
3BR$2,070+7.3%$1,863–$2,277
4BR$2,120+6.5%$1,908–$2,332

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 17105
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,170$1,290$1,610$2,070$2,120
FY 2026$1,060$1,220$1,500$1,930$1,990
FY 2025$950$1,110$1,370$1,760$1,820
FY 2024$870$1,020$1,270$1,630$1,690
FY 2023$840$970$1,220$1,560$1,640

Two-bedroom rent in nearby Dauphin County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 17105
17098$1,210−24.8%
17101$1,400−13.0%
17102$1,510−6.2%
17103$1,330−17.4%
17104$1,370−14.9%
17105Current$1,610—
17106$1,6100.0%
17108$1,6100.0%
17109$1,680+4.3%
17110$1,850+14.9%
17111$1,780+10.6%
17112$1,880+16.8%

Questions about ZIP 17105 rents

How much will Section 8 pay for a two-bedroom in ZIP 17105?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,610, that basic range is $1,449 to $1,771 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 17105 in?

ZIP 17105 is in the Harrisburg-Carlisle, PA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 17105 for FY 2027?

The two-bedroom FMR rose 7.3%, from $1,500 in FY 2026 to $1,610 in FY 2027. Since FY 2023 it has risen 32.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set