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Dauphin County/Harrisburg/17104

17104

ZIPSAFMR
Dauphin County, PA
Zillow

ZIP Investment Score

116Above average

095130300
BRFMR
Eff. Rent
0 BR$1,000$1,100
1 BR$1,100$1,200
2 BR$1,370$1,290
3 BR$1,760$1,380
4 BR$1,800$1,530
5 BR$2,070Not available
6 BR$2,380Not available
7 BR$2,738Not available
8 BR$3,148Not available

Purchase Price Calculator

Maximum purchase price
$129,777

Cost breakdown

+Likely effective rent$1,290
HUD FMR$1,370
Market rentUsed$1,290
Est. payment standard (96%)$1,320
-Principal and interest-$656
Loan amount$103,822
Down payment$25,955
Rate6.50%
Term30 years
-Operating costs-$434
Property taxes-$130
Insurance-$175
Utilities$0
HOA$0
Management-$129
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,898(80.5% ROI)
Projected value
$139,756
Return breakdown
Property appreciation+$9,979
Loan principal paid down+$3,720
Rental cash flow+$7,200
5-year hold
+$35,687(137.5% ROI)
Projected value
$146,831
Return breakdown
Property appreciation+$17,054
Loan principal paid down+$6,633
Rental cash flow+$12,000
10-year hold
+$76,154(293.4% ROI)
Projected value
$166,126
Return breakdown
Property appreciation+$36,349
Loan principal paid down+$15,806
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.86
1 BR
0.87
2 BR
1.06
3 BR
1.28
4 BR
1.18
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 17104 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 17104 (Harrisburg, PA) is $1,370 a month. That is up 8.7% from $1,260 in FY 2026. Harrisburg is in the Harrisburg-Carlisle, PA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 44 ZIP codes in Dauphin County, 17104 has the 31st-highest two-bedroom rent (county range $1,010–$1,900). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17104 is 21% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 17104
BedroomsFY 2027Change90–110% range
Studio$1,000+12.4%$900–$1,100
1BR$1,100+7.8%$990–$1,210
2BR$1,370+8.7%$1,233–$1,507
3BR$1,760+8.6%$1,584–$1,936
4BR$1,800+7.8%$1,620–$1,980

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 17104
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,000$1,100$1,370$1,760$1,800
FY 2026$890$1,020$1,260$1,620$1,670
FY 2025$820$960$1,180$1,520$1,560
FY 2024$780$910$1,130$1,450$1,500
FY 2023$780$900$1,130$1,440$1,520

Two-bedroom rent in nearby Dauphin County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 17104
17097$1,720+25.5%
17098$1,210−11.7%
17101$1,400+2.2%
17102$1,510+10.2%
17103$1,330−2.9%
17104Current$1,370—
17105$1,610+17.5%
17106$1,610+17.5%
17108$1,610+17.5%
17109$1,680+22.6%
17110$1,850+35.0%
17111$1,780+29.9%

Questions about ZIP 17104 rents

How much will Section 8 pay for a two-bedroom in ZIP 17104?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,370, that basic range is $1,233 to $1,507 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 17104 in?

ZIP 17104 is in the Harrisburg-Carlisle, PA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 17104 for FY 2027?

The two-bedroom FMR rose 8.7%, from $1,260 in FY 2026 to $1,370 in FY 2027. Since FY 2023 it has risen 21.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentHarrisburg, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources