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Dauphin County/Harrisburg/17103

17103

ZIPSAFMR
Dauphin County, PA
Zillow

ZIP Investment Score

141High yield potential

095130300
BRFMR
Eff. Rent
0 BR$970$900
1 BR$1,070$1,010
2 BR$1,330$1,280
3 BR$1,710$1,370
4 BR$1,750$1,630
5 BR$2,012Not available
6 BR$2,314Not available
7 BR$2,662Not available
8 BR$3,061Not available

Purchase Price Calculator

Maximum purchase price
$128,291

Cost breakdown

+Likely effective rent$1,280
HUD FMR$1,330
Market rentUsed$1,280
Est. payment standard (98%)$1,300
-Principal and interest-$649
Loan amount$102,633
Down payment$25,658
Rate6.50%
Term30 years
-Operating costs-$431
Property taxes-$128
Insurance-$175
Utilities$0
HOA$0
Management-$128
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,741(80.8% ROI)
Projected value
$138,155
Return breakdown
Property appreciation+$9,864
Loan principal paid down+$3,677
Rental cash flow+$7,200
5-year hold
+$35,416(138.0% ROI)
Projected value
$145,149
Return breakdown
Property appreciation+$16,858
Loan principal paid down+$6,557
Rental cash flow+$12,000
10-year hold
+$75,557(294.5% ROI)
Projected value
$164,223
Return breakdown
Property appreciation+$35,932
Loan principal paid down+$15,625
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.08
1 BR
1.06
2 BR
1.04
3 BR
1.25
4 BR
1.07
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 17103 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 17103 (Harrisburg, PA) is $1,330 a month. That is up 2.3% from $1,300 in FY 2026. Harrisburg is in the Harrisburg-Carlisle, PA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 44 ZIP codes in Dauphin County, 17103 has the 32nd-highest two-bedroom rent (county range $1,010–$1,900). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17103 is 17% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 17103
BedroomsFY 2027Change90–110% range
Studio$970+5.4%$873–$1,067
1BR$1,070+0.9%$963–$1,177
2BR$1,330+2.3%$1,197–$1,463
3BR$1,710+2.4%$1,539–$1,881
4BR$1,750+1.7%$1,575–$1,925

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 17103
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$970$1,070$1,330$1,710$1,750
FY 2026$920$1,060$1,300$1,670$1,720
FY 2025$850$1,000$1,230$1,580$1,630
FY 2024$800$930$1,160$1,490$1,540
FY 2023$770$890$1,120$1,430$1,500

Two-bedroom rent in nearby Dauphin County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 17103
17097$1,720+29.3%
17098$1,210−9.0%
17101$1,400+5.3%
17102$1,510+13.5%
17103Current$1,330—
17104$1,370+3.0%
17105$1,610+21.1%
17106$1,610+21.1%
17108$1,610+21.1%
17109$1,680+26.3%
17110$1,850+39.1%
17111$1,780+33.8%

Questions about ZIP 17103 rents

How much will Section 8 pay for a two-bedroom in ZIP 17103?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,330, that basic range is $1,197 to $1,463 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 17103 in?

ZIP 17103 is in the Harrisburg-Carlisle, PA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 17103 for FY 2027?

The two-bedroom FMR rose 2.3%, from $1,300 in FY 2026 to $1,330 in FY 2027. Since FY 2023 it has risen 18.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentHarrisburg, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources