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Montour County/Muncy/17756

17756

ZIPSAFMR
Montour County, PA
Zillow

ZIP Investment Score

64Below average

095130300
BRFMR
Eff. Rent
0 BR$890$900
1 BR$1,060$1,000
2 BR$1,280$1,090
3 BR$1,700$1,150
4 BR$1,870$1,120
5 BR$2,151Not available
6 BR$2,473Not available
7 BR$2,844Not available
8 BR$3,271Not available

Purchase Price Calculator

Maximum purchase price
$100,057

Cost breakdown

+Likely effective rent$1,090
HUD FMR$1,280
Market rentUsed$1,090
Est. payment standard (90%)$1,160
-Principal and interest-$506
Loan amount$80,046
Down payment$20,011
Rate6.50%
Term30 years
-Operating costs-$384
Property taxes-$100
Insurance-$175
Utilities$0
HOA$0
Management-$109
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,761(88.8% ROI)
Projected value
$107,751
Return breakdown
Property appreciation+$7,693
Loan principal paid down+$2,868
Rental cash flow+$7,200
5-year hold
+$30,262(151.2% ROI)
Projected value
$113,205
Return breakdown
Property appreciation+$13,148
Loan principal paid down+$5,114
Rental cash flow+$12,000
10-year hold
+$64,210(320.9% ROI)
Projected value
$128,081
Return breakdown
Property appreciation+$28,024
Loan principal paid down+$12,186
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.99
1 BR
1.06
2 BR
1.17
3 BR
1.48
4 BR
1.67
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 17756 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 17756 (Muncy, PA) is $1,280 a month. That is up 1.6% from $1,260 in FY 2026. Muncy is in the Montour County, PA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,436. Among 10 ZIP codes in Montour County, 17756 has the 3rd-highest two-bedroom rent (county range $1,240–$1,460). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17756 is 13% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 17756
BedroomsFY 2027Change90–110% range
Studio$890+2.3%$801–$979
1BR$1,060+1.0%$954–$1,166
2BR$1,280+1.6%$1,152–$1,408
3BR$1,700+2.4%$1,530–$1,870
4BR$1,870+1.6%$1,683–$2,057

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 17756
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$890$1,060$1,280$1,700$1,870
FY 2026$870$1,050$1,260$1,660$1,840
FY 2025$810$990$1,180$1,540$1,700
FY 2024$790$940$1,130$1,460$1,630
FY 2023$760$840$1,010$1,300$1,400

Two-bedroom rent in nearby Montour County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 17756
17756Current$1,280—
17772$1,240−3.1%
17777$1,240−3.1%
17815$1,240−3.1%
17820$1,240−3.1%
17821$1,460+14.1%
17822$1,440+12.5%
17824$1,240−3.1%
17847$1,240−3.1%
17884$1,240−3.1%

Questions about ZIP 17756 rents

How much will Section 8 pay for a two-bedroom in ZIP 17756?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,436, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,292 to $1,580 a month; under the ZIP-level Small Area FMR of $1,280 it would be $1,152 to $1,408. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 17756 in?

ZIP 17756 is in the Montour County, PA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,436.

How much did fair market rent change in ZIP 17756 for FY 2027?

The two-bedroom FMR rose 1.6%, from $1,260 in FY 2026 to $1,280 in FY 2027. Since FY 2023 it has risen 26.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMuncy, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources